92 Ruscoe Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 92 Ruscoe Rd, Wilton, CT 06897 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,751 sqft · built 1978
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$1,070,000 (Jun 2020)
Tax Bill	$23,305 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0120 B:045 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0120 B:045 L:00`
Alternative APN	`2567`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	4,751 sqft Living Area
Gross Area	8,455 sqft
1st Floor Area	2,322 sqft
Attic	Attic
Attic Area	400 sqft
Basement Area	1,746 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2567
Street Address	92 RUSCOE RD
City	WILTON
State	CT
Zip	06897-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	45
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	3
Census Block	3005
Census Tract	45101

Owner

Source: Wilton Town records · APN WILT M:0120 B:045 L:00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	92 RUSCOE RD, WILTON, CT 06897-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 16, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Apr 07, 2008 · Amount on Record
Deed Book / Page	2510 / 908
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	92 RUSCOE RD, WILTON, CT 06897-1424
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002584-520
Date	Sep 08, 2025
Book Page	2584/520

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Jun 16, 2020
Property Address	92 RUSCOE RD, WILTON, CT 06897-1424
Document Number	2510-908
Book / Page	2510 / 908
Instrument Date	Jun 13, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 BLACK TWIG PL, STAMFORD, CT 06903-1835

Mortgage

Document Number	2510910
Date	Jun 16, 2020
Instrument	2510/910

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Jul 01, 2030
Max Rate At Change	2%
Index	LIBOR
Margin	2

Tax Assessment & Valuation

Source: Wilton Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,305.00	$954,730 (+34.75%) Land $306,110 Building $648,620	$668,311 Land $214,277 Building $454,034
2024	$23,305.00 (+12.41%)
2023	$20,732.00 (+3.65%)	$708,540 (-) Land $292,740 Building $415,800
2022	$20,002.00	$708,540 Land $292,740 Building $415,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Xfinity	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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