123 Riverside Ct, Morganton, NC 28655 Property Records

Burke County property record for 123 Riverside Ct, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,728 sqft · built 1951
Lot Size	2.76 acres (120,226 sqft)
Owner	Individual Name on Record
Last Sale	$488,000 (Jan 2016)
Tax Bill	$3,408 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1793753632`

Property Details

APN / Parcel Number

Primary APN	`1793753632`
Alternative APN	`1739`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,728 sqft Living Area
1st Floor Area	3,728 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Stone
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	120,226 sqft (2.76 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Patio Area	27 sqft
Shed	1 Shed
Shed Area	240 sqft
Lean-To	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	123 RIVERSIDE CT
City	MORGANTON
State	NC
Zip	28655-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	123 RIVERSIDE CT MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2005
Census Tract	20500

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 RIVERSIDE CT, MORGANTON, NC 28655-3716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Jul 2, 2025	Warranty Deed, Transfer · Line of Credit TOWNEBANK
May 18, 2020	Deed of Trust, Mortgage BEALL J H III 2013 TRUST (RT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2016 · Amount on Record
Deed Sale	Jan 13, 2016 · Amount on Record
Prior Sale	Aug 28, 2008 · Amount on Record
Deed Document Number	2016320
Deed Book / Page	2219 / 631
Last Transfer Date	Jul 2, 2025
Transfer Doc	0028130383
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Sep 8, 2026
Property Address	123 RIVERSIDE CT, MORGANTON, NC 28655-3716
Document Number	0026008534
Book / Page	2895 / 965
Instrument Date	Aug 28, 2026
Instrument	202626008534
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RIVERSIDE CT, MORGANTON, NC 28655-3716

Mortgage

Document Number	0026008534,
Date	Sep 8, 2026
Book Page	2895/965
Instrument	202626008534

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 2, 2025
Property Address	123 RIVERSIDE CT, MORGANTON, NC 28655-3716
Document Number	0028130383
Book / Page	2813 / 383
Map Reference	MB 1043 PG 666
Instrument Date	Jul 2, 2025
Instrument	2025004827
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RIVERSIDE CT, MORGANTON, NC 28655-3716

Mortgage

Document Number	2025004828
Date	Jul 2, 2025
Instrument	2025004828

Lender

Name	TOWNEBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	123 RIVERSIDE CT, MORGANTON, NC 28655-3716
Document Number	0024650497
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0024650497
Date	May 19, 2020
Book Page	002465/000497
Instrument	40344

Lender

Name	BEALL J H III 2013 TRUST (RT)

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,408.00 (+0.15%)	$595,811 (-) Land $80,594 Building $515,217	$595,811 (-) Land $80,594 Building $515,217
2025	$3,403.00 (-0.61%)	$595,811 (-) Land $80,594 Building $515,217	$595,811 (-) Land $80,594 Building $515,217
2023	$3,424.00	$595,811 Land $80,594 Building $515,217	$595,811 Land $80,594 Building $515,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1994–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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