118 Riverside Ct, Morganton, NC 28655 Property Records

Burke County property record for 118 Riverside Ct, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,907 sqft · built 1956
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Feb 2017)
Tax Bill	$1,465 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1793755797`

Property Details

APN / Parcel Number

Primary APN	`1793755797`
Alternative APN	`499`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,907 sqft Living Area
1st Floor Area	1,424 sqft
Basement Area	297 sqft
Finished Basement	483 sqft
Unfinished Basement	297 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Porch	Slab
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 RIVERSIDE CT
City	MORGANTON
State	NC
Zip	28655-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	118 RIVERSIDE CT MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2003
Census Tract	20500

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 RIVERSIDE CT, MORGANTON, NC 28655-3717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage CAPITAL BANK CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	20171810
Deed Book / Page	2280 / 579
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BURKE NC
Recording Date	Aug 7, 2026
Property Address	118 RIVERSIDE CT, MORGANTON, NC 28655-3717
Document Number	0026007403
Book / Page	2889 / 295
Instrument Date	Jul 23, 2026
Instrument	202626007403
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 RIVERSIDE CT, MORGANTON, NC 28655-3717

Mortgage

Document Number	0000007404,
Date	Aug 7, 2026
Instrument	20267404

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 28, 2017
Property Address	118 RIVERSIDE CT, MORGANTON, NC 28655-3717
Document Number	0022800579
Book / Page	2280 / 0579
Instrument Date	Feb 21, 2017
Instrument	2017001810
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 RIVERSIDE CT, MORGANTON, NC 28655-3717

Mortgage

Document Number	2017001811
Date	Feb 28, 2017
Instrument	2017001811

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,465.00 (+0.34%)	$245,642 (-) Land $44,200 Building $201,442	$245,642 (-) Land $44,200 Building $201,442
2025	$1,460.00 (-0.21%)	$245,642 (-) Land $44,200 Building $201,442	$245,642 (-) Land $44,200 Building $201,442
2023	$1,463.00	$245,642 Land $44,200 Building $201,442	$245,642 Land $44,200 Building $201,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1994–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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