Crow Wing County property record for 123 Ridge Dr, Brainerd, MN 56401 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,282 sqft · built 2005 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Aug 2008) |
| Tax Bill | $3,930 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 092100020050009 |
| Primary APN | 092100020050009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,282 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Area | 840 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 532 sqft |
| Heating System | Central |
|---|
| Account Number | 98066 |
|---|---|
| Street Address | 123 RIDGE DR |
| City | BRAINERD |
| State | MN |
| Zip | 56401-4573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 2 |
| Legal Range | 31W |
| Legal Township | 45N |
| Legal Section | 35 |
| Legal Subdivision | BUFFALO HILLS |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | BRAINERD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 951303 |
Source: Crow Wing County records · APN 092100020050009
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 RIDGE DR, BRAINERD, MN 56401-4573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2008 · Amount on Record |
| Deed Sale | Aug 01, 2008 · Amount on Record |
| Prior Sale | Apr 01, 2006 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 123 RIDGE DR, BRAINERD, MN 56401-4573 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 123 RIDGE DR, BRAINERD, MN 56401-4573 |
| Document Number | 0001021073 |
|---|---|
| Date | Mar 05, 2026 |
| Instrument | 1021073 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Municipality | Brainerd City |
| Unified School District | Brainerd Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,930.00 (+23.04%) | $475,669 (+49.25%) | $479,100 (+50.33%) Land $56,800 Building $422,300 |
| 2025 | $318,700 (-0.65%) Land $53,400 Building $265,300 | $318,700 (-0.65%) Land $53,400 Building $265,300 | |
| 2023 | $3,194.00 Homeowner's exemption | $320,800 Land $46,300 Building $274,500 | $320,800 Land $46,300 Building $274,500 |
Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), updated August 15, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 58% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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