118 Ridge Dr, Brainerd, MN 56401 Property Records

Crow Wing County property record for 118 Ridge Dr, Brainerd, MN 56401 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,896 sqft · built 1984
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on File
Last Sale$294,000 (Jul 2016)
Tax Bill$4,770 (2026)
Deeds & MortgagesAug 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN092100010050009

Property Details

APN / Parcel Number

Primary APN092100010050009
Alternative APNs
  • 41350539
  • 152117

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,896 sqft Living Area
Gross Area494 sqft
1st Floor Area1,896 sqft
Basement Area476 sqft
Finished Basement1,402 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area24,829 sqft (0.57 acres)
Garage Area672 sqft
DrivewayDriveway
PorchSlab
Porch Area90 sqft
Deck Area844 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number152117
Street Address118 RIDGE DR
CityBRAINERD
StateMN
Zip56401-4572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLOCK 1
Legal Range31W
Legal Township45N
Legal Section35
Legal SubdivisionBUFFALO HILLS
Legal Block1
Legal Lot Number5
JurisdictionCROW WING MN
Township / Civil DivisionBRAINERD
Census Block Group1
Census Block1007
Census Tract951303

Owner

Source: Crow Wing County records · APN 092100010050009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 RIDGE DR, BRAINERD, MN 56401-4572
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2016 · Amount on Record
Deed SaleJul 01, 2016 · Amount on Record
Prior SaleJul 01, 2003 · Amount on Record
Deed Document Number2016526597
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address118 RIDGE DR, BRAINERD, MN 56401-4572
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 RIDGE DR, BRAINERD, MN 56401-4572

Mortgage

Document Number0001012732
DateAug 01, 2025
Instrument1012732
Lender
NameCROW WING POWER CU
TypeCredit Union
AddressBRAINERD, MN 56401
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term59 Months
DueJul 16, 2030

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
MunicipalityBrainerd City
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,770.00 (+7.09%)$461,717 (+5.68%)$466,300 (+6.73%) Land $60,500 Building $405,800
2025$436,900 (-0.73%) Land $51,000 Building $385,900$436,900 (-0.73%) Land $51,000 Building $385,900
2023$4,454.00 Homeowner's exemption$440,100 Land $49,200 Building $390,900$440,100 Land $49,200 Building $390,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), updated August 15, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270359513031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 32% of the US · above 58% of Minnesota
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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