Currituck County property record for 123 Reef Ln, Grandy, NC 27939
| Property Type | Single Family Home |
|---|---|
| Details | built 2001 |
| Lot Size | 0.064 acres (2,831 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Nov 2020) |
| Tax Bill | $386 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 9922-31-0447 |
| Primary APN | 9922-31-0447 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 2001 |
|---|---|
| Lot Area | 2,831 sqft (0.064 acres) |
| Lot Dimensions | 95 ft deep x 30 ft wide |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Account Number | 000156789 |
|---|---|
| Street Address | 123 REEF LN |
| City | GRANDY |
| State | NC |
| Zip | 27939-9777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFM |
| Legal Description | WALNUT ISLAND - SECT. 7 |
| Legal Subdivision | WALNUT ISLAND ESTATES SECTS 1 |
| Legal Block | II |
| Legal Lot Number | 11 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 110401 |
Source: Currituck County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6905 PATRIOT HWY, SPOTSYLVANIA, VA 22551-2468 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on Record |
| Deed Sale | Nov 9, 2020 · Amount on Record |
| Deed Document Number | 0001575132 |
| Record Updated | Jun 8, 2026 |
Source: Currituck County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $386.00 (+8.43%) | $19,600 (-) Land $14,700 Building $4,900 | |
| 2023 | $356.00 | $19,600 (-) Land $14,700 Building $4,900 | $19,600 (-) Land $14,700 Building $4,900 |
| 2022 | $19,600 Land $14,700 Building $4,900 | $19,600 (-) Land $14,700 Building $4,900 | |
| 2021 | $19,600 Land $14,700 Building $4,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 101 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 121 units insured incl. 20 condo units |
| Nearby Flood Claims | 97 (1998–2022) |
| Claims Outside the SFHA | 2 of 97 |
| Most Recent Claim | Jun 2022 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | CURRITUCK COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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