118 Reef Ln, Grandy, NC 27939 Property Records

Currituck County property record for 118 Reef Ln, Grandy, NC 27939

Property Summary

Property Type	Mobile Home
Details	1 bd · 1 ba · 328 sqft · built 1970
Lot Size	0.067 acres (2,962 sqft)
Owner	Company Name on File
Last Sale	$15,000 (Oct 2019)
Tax Bill	$460 (2025)
Deeds & Mortgages	Oct 2019 Sale Jul 2018 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`9922-31-0797`

Property Details

APN / Parcel Number

Primary APN	`9922-31-0797`
Alternative APNs	`107B0II00250007` `000152544` `9922-31`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	328 sqft Living Area

Exterior

Year Built	Built 1970
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	2,962 sqft (0.067 acres)
Lot Dimensions	70 ft deep x 42 ft wide
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000152544
Street Address	118 REEF LN
City	GRANDY
State	NC
Zip	27939-9777
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WALNUT ISLAND, SECT 7, BLOCK II, LOT 25
Legal Subdivision	WALNUT ISLAND ESTATES SECTS 1
Legal Block	II
Legal Lot Number	25
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1005
Census Tract	110401

Owner

Source: Currituck County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 904, SANDSTON, VA 23150-0904
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 12, 2018	Warranty Deed, Transfer · Construction Mortgage DONALD L BENTON

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	0001504765
Deed Book / Page	1504 / 765
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 25, 2019
Property Address	118 REEF LN, GRANDY, NC 27939-9777
Document Number	0015040765
Book / Page	001504 / 000765
Instrument Date	Oct 3, 2019
Instrument	346601
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 904 SANDSTON VA 231500904, SANDSTON, VA 23150-0904

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jul 12, 2018
Property Address	118 REEF LN, GRANDY, NC 27939-9777
Document Number	0014510072
Book / Page	001451 / 000072
Instrument Date	Jun 4, 2018
Instrument	337198
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8298 WONDERLAND LN MECHANICSVILLE VA 231111846, MECHANICSVILLE, VA 23111-1846

Mortgage

Document Number	14510075
Date	Jul 12, 2018
Book Page	001451/000075
Instrument	337199

Lender

Name	DONALD L BENTON
Address	9132 BRAMPTON DR, MECHANICSVILLE, VA 23116-4106

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 11, 2019

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$460.00 (+2%)	$31,600 (-) Land $16,800 Building $14,800
2024	$451.00 (+6.62%)	$31,600 (-) Land $16,800 Building $14,800
2023	$423.00 (+10.16%)	$31,600 (-) Land $16,800 Building $14,800	$31,600 (-) Land $16,800 Building $14,800
2022	$384.00	$31,600 Land $16,800 Building $14,800	$31,600 (-) Land $16,800 Building $14,800
2021			$31,600 Land $16,800 Building $14,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 units insured incl. 20 condo units
Nearby Flood Claims	97 (1998–2022)
Claims Outside the SFHA	2 of 97
Most Recent Claim	Jun 2022
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Communications Cable	1,000 / 50

May also be available: T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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