Fannin County property record for 123 Racoon Trl, Morganton, GA 30560 · Last verified January 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 ba · 1,548 sqft · built 1994 |
| Lot Size | 2.16 acres (94,090 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,000 (Jul 2019) |
| Tax Bill | $1,190 (2025) |
| Deeds & Mortgages | Nov 2020 Second Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 0025 00331 |
| Primary APN | 0025 00331 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,548 sqft Heated Area |
| 1st Floor Area | 988 sqft |
| Attic Area | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Log Home |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 94,090 sqft (2.16 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 508 sqft |
| Deck Area | 160 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 16400 |
|---|---|
| Old Parcel Number | 002500331 |
| Street Address | 123 RACOON TRL |
| City | MORGANTON |
| State | GA |
| Zip | 30560 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | 8-1 LL178 LT 3 DB1304-640* 2.16 ACS |
| Legal Subdivision | MY MTN MEADOWOODS |
| Legal Lot Number | 3 |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MINERAL BLUFF |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 50100 |
Source: Fannin County records · APN 0025 00331
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 1150, CLEMSON, SC 29633-1150 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK |
| Jul 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Prior Sale | Jan 10, 2013 · Amount on Record |
| Deed Document Number | 0001304640 |
| Deed Book / Page | 1304 / 640 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 123 RACOON TRL, MORGANTON, GA 30560 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 123 RACCOON TRL |
| Document Number | 0000001385/0000000317 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 0000001385/0000000317 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Jul 31, 2019 |
| Property Address | 123 RACOON TRL, MORGANTON, GA 30560 |
| Document Number | 001304/640 |
| Book / Page | 1304 / 640 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 2019-001670 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1150, CLEMSON, SC 29633-1150 |
| Document Number | 0000001304/0000000643 |
|---|---|
| Date | Aug 02, 2019 |
| Book Page | 0000001304/0000000643 |
| Instrument | 002393110018 |
| Name | SUNTRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
Source: Fannin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,190.00 (-21.5%) | $131,228 (+22.83%) Land $13,392 Building $117,836 | $328,070 (+22.83%) Land $33,480 Building $294,590 |
| 2023 | $106,836 (-1.21%) Land $13,392 Building $93,444 | $267,090 (-1.21%) Land $33,480 Building $233,610 | |
| 2022 | $1,516.00 | $108,140 Land $13,392 Building $94,748 | $270,349 Land $33,480 Building $236,869 |
Source: FEMA National Flood Hazard Layer, Fannin County (13111C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131110501001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Moderate above 52% of the US · above 72% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 820 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | DSL | 50 / 10 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Ellijay Telephone Company, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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