Franklin County property record for 123 Plover Ct, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,817 sqft · built 2024 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jun 2023) |
| Tax Bill | $4,847 (2025) |
| Deeds & Mortgages | Feb 2024 Construction Loan Jun 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-07S-03W-1000-000R-0070 |
| Primary APN | 05-07S-03W-1000-000R-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,817 sqft Living Area |
| Gross Area | 2,528 sqft |
| 1st Floor Area | 1,817 sqft |
| Flooring | Tile |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Bungalow |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Area | 441 sqft |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 123 PLOVER CT |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-8036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST JAMES BAY SUB BLK R LOT 7 PH 1-A 751/384 751/385 877/639 1085/145 1109/637 1314/716 1367/86 1367/89 |
| Legal Range | 03W |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | ST JAMES BAY SUB |
| Legal Phase | 1 |
| Legal Block | R |
| Legal Lot Number | 7 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2115 |
| Census Tract | 970102 |
123 Plover Ct is owned and occupied by two individuals who bought it in June 2023.
Source: Franklin County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 E FIELD ST, NEWNAN, GA 30263-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · Construction Mortgage SEACOAST NATIONAL BANK |
| Jun 23, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 27, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on File |
| Deed Sale | Jun 23, 2023 · Amount on File |
| Prior Sale | Sep 27, 2021 · Amount on File |
| Deed Document Number | 20233187 |
| Deed Book / Page | 1367 / 89 |
| Prior Transfer Date | Jun 14, 2023 |
| Prior Transfer Doc | 0000003186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 123 PLOVER CT, CARRABELLE, FL 32322-8036 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Title Company | HAYWARD TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 20 E FIELD ST, NEWNAN, GA 30263-2206 |
| Document Number | 0019000768 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 1385/59 |
| Instrument | 202419000768 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jun 23, 2023 |
| Property Address | 123 PLOVER CT, CARRABELLE, FL 32322-8036 |
| Document Number | 0019003187 |
| Book / Page | 1367 / 89 |
| Map Reference | MB 7 PG 39-46 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 202319003187 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $665.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3074 BAYSHORE DR, TALLAHASSEE, FL 32309-2206 |
| Name | Verified Name |
|---|---|
| Address | 20 E FIELD ST, NEWNAN, GA 30263-2206 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Sep 27, 2021 |
| Property Address | 123 PLOVER CT, CARRABELLE, FL 32322-8036 |
| Document Number | 0019006088 |
| Book / Page | 1314 / 716 |
| Map Reference | MB 7 PG 39-46 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 202119006088 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 633, CARRABELLE, FL 32322-0633 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3074 BAYSHORE DR, TALLAHASSEE, FL 32309-2206 |
The 2025 property tax bill for 123 Plover Ct was $4,847 with a homeowner's exemption, up 528.7% from the year before.
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,847.00 (+528.66%) Homeowner's exemption | $557,199 (+585.78%) Land $81,250 Building $475,949 | $557,199 (+585.78%) Land $81,250 Building $475,949 |
| 2024 | $771.00 (+198.84%) | $81,250 (+218.63%) Land $81,250 | $81,250 (+218.63%) Land $81,250 |
| 2023 | $258.00 (-2.64%) | $25,500 (-) Land $25,500 | $25,500 (-) Land $25,500 |
| 2022 | $265.00 | $25,500 Land $25,500 | $25,500 Land $25,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 123 Plover Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Plover Ct is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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