Franklin County property record for 120 Plover Ct, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,822 sqft |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $22,000 (Feb 2022) |
| Tax Bill | $3,402 (2025) |
| Deeds & Mortgages | Dec 2022 Construction Loan Feb 2022 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 05-07S-03W-1000-000R-0050 |
| Primary APN | 05-07S-03W-1000-000R-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,822 sqft Heated Area |
| Gross Area | 2,766 sqft |
| Interior Walls | Wallboard/Drywall |
| Exterior Material | Fiber Cement Siding |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,583 sqft (0.219 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 120 PLOVER CT |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-8036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST JAMES BAY SUB PB 7/39 BLOCK R LOT 5 PHASE 1-A OR 751/101 1325/693 |
| Legal Range | 03W |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | ST JAMES BAY SUB |
| Legal Phase | 1 |
| Legal Block | R |
| Legal Lot Number | 5 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2115 |
| Census Tract | 970102 |
Source: Franklin County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 PLOVER CT, CARRABELLE, FL 32322-8036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Construction Mortgage UNIVERSITY BANK |
| Feb 8, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on Record |
| Deed Sale | Feb 8, 2022 · Amount on Record |
| Prior Sale | Aug 19, 2003 · Amount on Record |
| Deed Document Number | 202219000754 |
| Deed Book / Page | 1325 / 693 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 120 PLOVER CT, CARRABELLE, FL 32322-8036 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 125 SKIMMER LN, CARRABELLE, FL 32322-8047 |
| Document Number | 0019006934 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 1352/427 |
| Instrument | 202219006934 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48104 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Feb 8, 2022 |
| Property Address | 120 PLOVER CT, CARRABELLE, FL 32322-8036 |
| Document Number | 0019000754 |
| Book / Page | 1325 / 693 |
| Map Reference | MB 7 PG 39-46 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 202219000754 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $154.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 250 JACARANDA DR APT 511, 511, PLANTATION, FL 33324-2534 |
| Name | Verified Name |
|---|---|
| Address | 125 SKIMMER LN, CARRABELLE, FL 32322-8047 |
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,402.00 (-9.76%) Homeowner's exemption | $401,123 (-0.93%) Land $32,500 Building $368,623 | $401,123 (-0.93%) Land $32,500 Building $368,623 |
| 2024 | $3,770.00 (+2,054.29%) | $404,886 (+2,281.68%) Land $32,500 Building $372,386 | $404,886 (+2,281.68%) Land $32,500 Building $372,386 |
| 2023 | $175.00 (+2.34%) | $17,000 (-) Land $17,000 | $17,000 (-) Land $17,000 |
| 2022 | $171.00 | $17,000 Land $17,000 | $17,000 Land $17,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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