123 Pender Ave, Warwick, RI 02889 Property Records

Warwick City property record for 123 Pender Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1930
Lot Size	0.106 acres (4,630 sqft)
Owner	Individual Name on Record
Last Sale	$213,500 (Apr 2019)
Tax Bill	$4,455 (2025)
Deeds & Mortgages	Feb 2022 Refinance Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35503680000`

Property Details

APN / Parcel Number

Primary APN	`35503680000`
Alternative APNs	`WARW M:355 B:0368 L:0000` `102005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	732 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,630 sqft (0.106 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	102005
Street Address	123 PENDER AVE
City	WARWICK
State	RI
Zip	02889-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	368
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1002
Census Tract	21502

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 PENDER AVE, WARWICK, RI 02889-4808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE
Dec 3, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 31, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NBRWD MAC
Apr 22, 2019	Warranty Deed, Transfer · FHA Mortgage SHAMROCK FINANCIAL CORP
Nov 16, 2017	Deed of Trust, Transfer · Conventional Mortgage RCN CAP
Apr 18, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	20194913
Deed Book / Page	9251 / 296
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	123 PENDER AVE, WARWICK, RI 02889-4808
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0010074-85
Date	Feb 9, 2022
Book Page	10074/85
Instrument	2076

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	123 PENDER AVE, WARWICK, RI 02889-4808
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010801-271
Date	Dec 3, 2025
Book Page	10801/271
Instrument	14044

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	123 PENDER AVE, WARWICK, RI 02889-4808
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010627-312
Date	Jan 31, 2025
Book Page	10627/312
Instrument	1119

Lender

Name	AMERICAN NBRWD MAC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Apr 22, 2019
Property Address	123 PENDER AVE, WARWICK, RI 02889-4808
Document Number	009251-296
Book / Page	9251 / 296
Instrument Date	Apr 19, 2019
Instrument	4913
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 PENDER AVE, WARWICK, RI 02889-4808

Mortgage

Document Number	0000004914
Date	Apr 22, 2019
Instrument	4914

Lender

Name	SHAMROCK FINANCIAL CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	123 PENDER AVE, WARWICK, RI 02889-4808
Document Number	8945-172
Book / Page	008945 / 000172
Instrument Date	Nov 16, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	61 BEECKMAN AVE CRANSTON RI 029204413, CRANSTON, RI 02920-4413

Mortgage

Document Number	8945-172
Date	Nov 17, 2017
Book Page	008945/000172
Instrument	245

Lender

Name	RCN CAP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 16, 2018

April 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WARWICK RI
Recording Date	Apr 18, 2017
Property Address	123 PENDER AVE, WARWICK, RI 02889-4808
Document Number	8798-16
Book / Page	008798 / 000016
Instrument Date	Apr 12, 2017
Instrument	5225
Transaction Type	Foreclosure
Record Updated	May 9, 2017

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,455.00 (+15.41%)	$350,800 (+28.97%) Land $107,500 Building $243,300
2024			$348,270
2023	$3,860.00 (+11.82%)	$272,000 (+47.59%) Land $87,600 Building $184,400
2022	$3,452.00	$184,300 Land $51,100 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	34 (1978–2012)
Claims Outside the SFHA	5 of 34
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Apr 2010 · 8 claims Hurricane Bob, Aug 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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