119 Pender Ave, Warwick, RI 02889 Property Records

Warwick City property record for 119 Pender Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 1925
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Apr 2024)
Tax Bill	$4,703 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`35503690000`

Property Details

APN / Parcel Number

Primary APN	`35503690000`
Alternative APNs	`WARW M:355 B:0369 L:0000` `104288872` `142149` `146231`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,632 sqft
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	146231
Street Address	119 PENDER AVE
City	WARWICK
State	RI
Zip	02889-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	369
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1002
Census Tract	21502

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 PENDER AVE, WARWICK, RI 02889-4808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage VETERANS UNITED HOME LOANS
Mar 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2024 · Amount on Record
Deed Sale	Apr 22, 2024 · Amount on Record
Prior Sale	Mar 21, 2023 · Amount on Record
Deed Document Number	20243697
Deed Book / Page	10480 / 136
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Apr 22, 2024
Property Address	119 PENDER AVE, WARWICK, RI 02889-4808
Document Number	010480-136
Book / Page	10480 / 136
Instrument Date	Apr 19, 2024
Instrument	3697
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	119 PENDER AVE, WARWICK, RI 02889-4808

Mortgage

Document Number	0000003698
Date	Apr 22, 2024
Instrument	3698

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Mar 21, 2023
Property Address	119 PENDER AVE, WARWICK, RI 02889-4808
Document Number	010296-324
Book / Page	10296 / 324
Instrument Date	Feb 27, 2023
Instrument	2633
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 MAIN ST, EAST GREENWICH, RI 02818-3678

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,703.00 (+28.43%)	$370,300 (+43.47%) Land $111,500 Building $258,800
2024			$364,895
2023	$3,662.00 (+0.11%)	$258,100 (+32.16%) Land $92,100 Building $166,000
2022	$3,658.00	$195,300 Land $54,500 Building $140,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	34 (1978–2012)
Claims Outside the SFHA	5 of 34
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Apr 2010 · 8 claims Hurricane Bob, Aug 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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