Westerly Town property record for 117 Oak St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1974 |
| Lot Size | 0.309 acres (13,472 sqft) |
| Owner | Individual Name on File |
| Last Sale | $261,500 (Jan 2018) |
| Tax Bill | $2,635 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:48 B:81 |
| Primary APN | WEST M:48 B:81 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,016 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,472 sqft (0.309 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 12067492 |
|---|---|
| Street Address | 117 OAK ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1743 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 81 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 50901 |
Source: Westerly Town records · APN WEST M:48 B:81
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 DEER TRL, ASHAWAY, RI 02804-2606 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI PRIMARY RESID'L MTG |
| Jan 23, 2018 | Warranty Deed, Transfer THE WASHINGTON TRUST CO OF WESTERLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 23, 2018 · Amount on Record |
| Deed Sale | Jan 23, 2018 · Amount on Record |
| Deed Document Number | 2018286 |
| Deed Book / Page | 2018 / 1140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 117 OAK ST, WESTERLY, RI 02891-1743 |
| Document Number | 2020-7108 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 117 OAK ST WESTERLY RI 028911743, WESTERLY, RI 02891-1743 |
| Document Number | 2020-7108 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 002020/017108 |
| Instrument | 3944 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jan 23, 2018 |
| Property Address | 117 OAK ST, WESTERLY, RI 02891-1743 |
| Document Number | 2018-1140 |
| Book / Page | 2018 / 1140 |
| Instrument | 286 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.33 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20181143 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 02018/1143 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 23, 2048 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,635.00 (+2.69%) | $338,700 (+34.09%) Land $139,400 Building $199,300 |
| 2023 | $2,566.00 (+0.59%) | $252,600 (-) Land $100,100 Building $152,500 |
| 2022 | $2,551.00 | $252,600 Land $100,100 Building $152,500 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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