123 N Willow Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 123 N Willow Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,262 sqft · built 1925
Lot Size	0.133 acres (5,792 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Mar 2026)
Tax Bill	$825 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023N-J-011.00`

Property Details

APN / Parcel Number

Primary APN	`023N-J-011.00`
Alternative APNs	`086023N J 01100` `000012059`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	2 Stories
Building Area	2,262 sqft Living Area
1st Floor Area	1,198 sqft
Upper Floors Area	1,064 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Siding Sheathing
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,792 sqft (0.133 acres)
Lot Dimensions	114 ft deep x 50 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	336 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	123 N WILLOW AVE
City	ERWIN
State	TN
Zip	37650-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	MCNABB LOT 6 50X114
Legal Subdivision	MCNABB
Legal Lot Number	6
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3029
Census Tract	80400

Owner

123 N Willow Ave is owned by two individuals who bought it in March 2026.

Source: Unicoi County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	133 N WILLOW AVE, ERWIN, TN 37650-1248
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Prior Sale	Oct 23, 2006 · Amount on File
Deed Document Number	2026467
Deed Book / Page	501 / 320
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNICOI TN
Recording Date	Mar 3, 2026
Property Address	123 N WILLOW AVE, ERWIN, TN 37650-1248
Document Number	0000501320
Book / Page	501 / 320
Instrument Date	Feb 26, 2026
Instrument	26000467
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	SOURCEPOINT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 N WILLOW AVE, ERWIN, TN 37650-1248

Mortgage

Document Number	0026000468
Date	Mar 3, 2026
Instrument	26000468

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 123 N Willow Ave was $825.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$825.00	$31,600 Land $2,850 Building $28,750	$126,400 Land $11,400 Building $115,000
2023		$31,600 (-) Land $2,850 Building $28,750
2022	$743.00	$31,600 Land $2,850 Building $28,750	$126,400 Land $11,400 Building $115,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 123 N Willow Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 N Willow Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on N Willow Ave

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