107 N Willow Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 107 N Willow Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,753 sqft · built 1915
Lot Size	0.214 acres (9,340 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Jul 2019)
Tax Bill	$1,275 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit May 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`023N-J-015.00`

Property Details

APN / Parcel Number

Primary APN	`023N-J-015.00`
Alternative APNs	`086023N J 01500` `000012063`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,753 sqft Living Area
Gross Area	2,269 sqft
1st Floor Area	941 sqft
Upper Floors Area	812 sqft
Basement Area	420 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,340 sqft (0.214 acres)
Lot Dimensions	124 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	162 sqft
Carport	Carport
Carport Area	162 sqft
Porch	Enclosed/Finished Porch
Porch Area	535 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	107 N WILLOW AVE
City	ERWIN
State	TN
Zip	37650-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	MCNABB BLK A LOT 2 & PT 75X124 NEW SURVEY: C-268 LOT #2
Legal Subdivision	MCNABB
Legal Block	A
Legal Lot Number	2
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3029
Census Tract	80400

Owner

107 N Willow Ave is owned by a company that acquired it in November 2020.

Source: Unicoi County records, as of March 25, 2026

Owner of Record	Company Name on File
Mailing Address	107 N WILLOW AVE, ERWIN, TN 37650-1248
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF TENNESSEE
May 30, 2023	Intrafamily Transfer, Transfer
May 18, 2022	Warranty Deed, Transfer
Nov 24, 2020	Quit Claim Deed, Transfer GUARANTEED RATE
Nov 18, 2019	Quit Claim Deed, Transfer DEBBIE TITLE
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit CARTER CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Prior Sale	Jul 25, 2017 · Amount on File
Deed Document Number	20191377
Deed Book / Page	424 / 810
Last Transfer Date	Nov 13, 2020
Transfer Doc	0000439517
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	107 N WILLOW AVE, ERWIN, TN 37650-1248
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000469448
Date	Apr 19, 2023
Book Page	469/448
Instrument	23000687

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	May 30, 2023
Property Address	107 N WILLOW AVE, ERWIN, TN 37650-1248
Document Number	0000470542
Book / Page	470 / 542
Map Reference	CAB C SL 268
Instrument Date	May 24, 2023
Instrument	23000937
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	107 N WILLOW AVE, ERWIN, TN 37650-1248
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 18, 2022
Property Address	107 N WILLOW AVE, ERWIN, TN 37650-1248
Document Number	0000459615
Book / Page	459 / 615
Instrument Date	May 16, 2022
Instrument	22001103
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount on Record
Tax	$240.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N WILLOW AVE, ERWIN, TN 37650-1248
Investor	Possibly a Property Investor

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Nov 24, 2020
Property Address	107 N WILLOW AVE, ERWIN, TN 37650-1248
Document Number	439514
Book / Page	000439 / 000514
Instrument Date	Nov 13, 2020
Instrument	2227
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N WILLOW AVE ERWIN TN 376501248, ERWIN, TN 37650-1248

Mortgage

Document Number	439520
Date	Nov 24, 2020
Book Page	000439/000520
Instrument	2229

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 23, 2035

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Nov 18, 2019
Property Address	107 N WILLOW AVE, ERWIN, TN 37650-1248
Document Number	428414
Book / Page	000428 / 000414
Instrument Date	Nov 6, 2019
Instrument	2197
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	DEBBIE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N WILLOW AVE ERWIN TN 376501248, ERWIN, TN 37650-1248

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	107 N WILLOW AVE, ERWIN, TN 37650-1248
Document Number	41661
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N WILLOW AVE ERWIN TN 376501248, ERWIN, TN 37650-1248

Mortgage

Document Number	41661
Date	Sep 11, 2018
Book Page	000416/000061
Instrument	1695

Lender

Name	CARTER CNTY BK
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,850 Land $4,400 Building $44,450	$195,400 Land $17,600 Building $177,800
2024	$1,275.00
2023		$48,850 (-) Land $4,400 Building $44,450
2022	$1,148.00	$48,850 Land $4,400 Building $44,450	$195,400 Land $17,600 Building $177,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 N Willow Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 N Willow Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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