Westchester County and Ossining Town property record for 123 Morningside Dr, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,668 sqft · built 1952 |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Jun 2012) |
| Tax Bill | $21,177 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554289 90.11-1-11.2 |
| Primary APN | 554289 90.11-1-11.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,668 sqft Living Area |
| 1st Floor Area | 2,668 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 98,881 sqft (2.27 acres) |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Porch | Open Porch |
| Porch Area | 408 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 123 MORNINGSIDE DR |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | VBS LLC |
| Legal Block | 1 |
| Legal Lot Number | 11.002 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 13700 |
Source: Westchester County and Ossining Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 MORNINGSIDE DR, OSSINING, NY 10562-3009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 7, 2022 | Bargain and Sale Deed, Transfer |
| Jul 8, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2012 · Amount on Record |
| Deed Sale | Jun 12, 2012 · Amount on Record |
| Prior Sale | Jun 7, 2005 · Amount on Record |
| Deed Document Number | 2012521513646 |
| Last Transfer Date | Jun 23, 2021 |
| Transfer Doc | 0000003881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 123 MORNINGSIDE DR, OSSINING, NY 10562-3009 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0570463402 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 570463402 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 123 MORNINGSIDE DR, OSSINING, NY 10562-3009 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 123 MORNINGSIDE DR, OSSINING, NY 10562-3009 |
| Document Number | 0611884156 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 611884156 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2041 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Feb 7, 2022 |
| Property Address | 123 MORNINGSIDE DR, OSSINING, NY 10562-3009 |
| Document Number | 0620053548 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 620053548 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1901 AMETHYST ST, 1901, BRONX, NY 10462-3511 |
| Name | Verified Name |
|---|---|
| Address | 1901 AMETHYST ST, BRONX, NY 10462-3511 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 8, 2021 |
| Property Address | 123 MORNINGSIDE DR, OSSINING, NY 10562-3009 |
| Document Number | 0611663881 |
| Map Reference | MAP 28250 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 611663881 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 MORNINGSIDE DR, OSSINING, NY 10562-3009 |
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,177.00 | ||
| 2025 | $801,000 (+14.4%) Land $414,900 Building $386,100 | $801,000 (+14.4%) Land $414,900 Building $386,100 | |
| 2024 | Additional exemption filed | $700,200 (+21.77%) Land $259,600 Building $440,600 | $700,200 (+21.77%) Land $259,600 Building $440,600 |
| 2023 | $575,000 Land $259,600 Building $315,400 | $575,000 Land $259,600 Building $315,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1978–2021) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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