120 Morningside Dr, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 120 Morningside Dr, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,130 sqft · built 1959
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$897,000 (Mar 2026)
Tax Bill	$24,163 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554289 90.11-1-31`

Property Details

APN / Parcel Number

Primary APN	`554289 90.11-1-31`
Alternative APN	`55428900107A020 011`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
1st Floor Area	2,130 sqft
Basement Area	350 sqft
Unfinished Basement	350 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	888 sqft
Patio Area	758 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	120 MORNINGSIDE DR
City	OSSINING
State	NY
Zip	10562-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	2
Census Block	2008
Census Tract	13700

Owner

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36 VALLEY RD, 2, WEST HARRISON, NY 10604-2317
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Apr 19, 2010 · Amount on Record
Deed Document Number	20263247
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 3, 2026
Property Address	120 MORNINGSIDE DR, OSSINING, NY 10562-3010
Document Number	0660513247
Instrument Date	Feb 25, 2026
Instrument	660513247
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,588.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 MORNINGSIDE DR, OSSINING, NY 10562-3010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 VALLEY RD # 2ND, WEST HARRISON, NY 10604-2317

Mortgage

Document Number	0660623172
Date	Mar 3, 2026
Instrument	660623172

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,163.00
2025		$794,300 (+8.72%) Land $318,500 Building $475,800	$794,300 (+8.72%) Land $318,500 Building $475,800
2024		$730,600 (+6.91%) Land $199,300 Building $531,300	$730,600 (+6.91%) Land $199,300 Building $531,300
2023		$683,400 Land $199,300 Building $484,100	$683,400 Land $199,300 Building $484,100
2020	$18,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1978–2021)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20