123 Montclair Cir, Durham, NC 27713 Property Records

Durham County property record for 123 Montclair Cir, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,420 sqft · built 1966
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (May 2026)
Tax Bill	$4,696 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0727-67-9371`

Property Details

APN / Parcel Number

Primary APN	`0727-67-9371`
Alternative APNs	`0727-67-93-7137` `072702679361` `153547`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,420 sqft Heated Area
1st Floor Area	1,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Porch
Porch Area	764 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	123 MONTCLAIR CIR
City	DURHAM
State	NC
Zip	27713-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PARKWOOD/SEC:06/LT#443 PL:000051-000027
Legal Subdivision	PRKWOOD SEC 06
Legal Lot Number	443
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1002
Census Tract	2013

Owner

123 Montclair Cir is owned and occupied by an individual who bought it in May 2026.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	123 MONTCLAIR CIR, DURHAM, NC 27713-2516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 31, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 2, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	May 2, 2022 · Amount on File
Deed Document Number	2026173604
Deed Book / Page	10541 / 746
Prior Transfer Date	Apr 9, 2022
Prior Transfer Doc	0096840463
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 12, 2026
Property Address	123 MONTCLAIR CIR, DURHAM, NC 27713-2516
Document Number	0000173604
Book / Page	10541 / 746
Instrument Date	Apr 24, 2026
Instrument	2026.173604
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 MONTCLAIR CIR, DURHAM, NC 27713-2516

Mortgage

Document Number	0000173605,
Date	May 12, 2026
Instrument	2026..173605

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 12, 2026
Property Address	123 MONTCLAIR CIR, DURHAM, NC 27713-2516
Document Number	0105410746
Book / Page	10541 / 746
Instrument Date	Apr 24, 2026
Instrument	2026173604
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 MONTCLAIR CIR, DURHAM, NC 27713-2516

Mortgage

Document Number	0000173605,
Date	May 12, 2026
Instrument	2026173605

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	123 MONTCLAIR CIR, DURHAM, NC 27713-2516
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 MONTCLAIR CIR, DURHAM, NC 27713-2516
Investor	Possibly a Property Investor

Mortgage

Document Number	0099600147
Date	Jul 31, 2023
Book Page	9960/147
Instrument	2023069474

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 2, 2022
Property Address	123 MONTCLAIR CIR, DURHAM, NC 27713-2516
Document Number	0096840463
Book / Page	9684 / 463
Map Reference	MB 51 PG 27
Instrument Date	Apr 9, 2022
Instrument	2022018546
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7012 FOX CLIFF LN # LN436, 7012, RALEIGH, NC 27616-7600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 MONTCLAIR CIR, DURHAM, NC 27713-2516
Investor	Possibly a Property Investor

Mortgage

Document Number	2022018547
Date	May 2, 2022
Instrument	2022018547

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 123 Montclair Cir was $4,696, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,696.00 (+2.51%)	$462,157 (-) Land $136,000 Building $326,157	$462,157 (-) Land $136,000 Building $326,157
2025	$4,581.00	$462,157 Land $136,000 Building $326,157	$462,157 Land $136,000 Building $326,157
2023	$3,338.00 (+2.33%)	$254,870 Land $40,650 Building $214,220	$254,870 Land $40,650 Building $214,220
2022	$3,262.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 123 Montclair Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Sep 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Montclair Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Montclair Cir

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