120 Montclair Cir, Durham, NC 27713 Property Records

Durham County property record for 120 Montclair Cir, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,043 sqft · built 1966
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$396,000 (Feb 2024)
Tax Bill	$4,101 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0727-67-7267`

Property Details

APN / Parcel Number

Primary APN	`0727-67-7267`
Alternative APNs	`0727-67-72-6741` `072702677257` `153589`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,043 sqft Heated Area
1st Floor Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	181 ft deep x 110 ft wide
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	120 MONTCLAIR CIR
City	DURHAM
State	NC
Zip	27713-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PARKWOOD/SEC:06/LT#434 PL:000051-000027
Legal Subdivision	PRKWOOD SEC 06
Legal Lot Number	434
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1004
Census Tract	2013

Owner

120 Montclair Cir is owned and occupied by an individual who bought it in February 2024.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	120 MONTCLAIR CIR, DURHAM, NC 27713-2517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Warranty Deed, Transfer · Conventional Mortgage NFM INC
May 15, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Oct 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 25, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 1, 2019	Correction Deed ATTORNEY ONLY
Dec 27, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2024 · Amount on File
Deed Sale	Feb 27, 2024 · Amount on File
Prior Sale	May 15, 2020 · Amount on File
Deed Document Number	202488081
Deed Book / Page	10058 / 647
Prior Transfer Date	Dec 18, 2018
Prior Transfer Doc	0085700110
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 27, 2024
Property Address	120 MONTCLAIR CIR, DURHAM, NC 27713-2517
Document Number	0100580647
Book / Page	10058 / 647
Map Reference	MB 51 PG 27
Instrument Date	Feb 27, 2024
Instrument	2024088081
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	NOT AVAILABLE, SOURCEPOINT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 N GUTHRIE AVEA, DURHAM, NC 27703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MONTCLAIR CIR, DURHAM, NC 27713-2517

Mortgage

Document Number	2024088082
Date	Feb 27, 2024
Instrument	2024088082

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 15, 2020
Property Address	120 MONTCLAIR CIR, DURHAM, NC 27713-2517
Document Number	0089450439
Book / Page	008945 / 000439
Instrument Date	Apr 27, 2020
Instrument	17684
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MONTCLAIR CIR DURHAM NC 277132517, DURHAM, NC 27713-2517

Mortgage

Document Number	89450441
Date	May 15, 2020
Book Page	008945/000441
Instrument	17685

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 25, 2019
Property Address	120 MONTCLAIR CIR, DURHAM, NC 27713-2517
Document Number	0087840997
Book / Page	008784 / 000997
Instrument Date	Oct 25, 2019
Instrument	39353
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$549.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
Investor	Possibly a Property Investor

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	120 MONTCLAIR CIR, DURHAM, NC 27713-2517
Document Number	0086050431
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MONTCLAIR CIR DURHAM NC 277132517, DURHAM, NC 27713-2517

Mortgage

Document Number	0086050431
Date	Mar 1, 2019
Book Page	008605/000431
Instrument	6399

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2049

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 1, 2019
Property Address	120 MONTCLAIR CIR, DURHAM, NC 27713-2517
Document Number	0086050428
Book / Page	008605 / 000428
Instrument Date	Jan 10, 2019
Instrument	6398
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 MONTCLAIR CIR DURHAM NC 277132517, DURHAM, NC 27713-2517

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 27, 2018
Property Address	120 MONTCLAIR CIR, DURHAM, NC 27713-2517
Document Number	0085700112
Book / Page	008570 / 000112
Instrument Date	Dec 26, 2018
Instrument	44140
Transaction Type	Transfer
Record Updated	Jan 9, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MONTCLAIR CIR DURHAM NC 277132517, DURHAM, NC 27713-2517

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 27, 2018
Property Address	120 MONTCLAIR CIR, DURHAM, NC 27713-2517
Document Number	0085700110
Book / Page	008570 / 000110
Instrument Date	Dec 18, 2018
Instrument	44139
Transaction Type	Transfer
Record Updated	Jan 9, 2019

Transaction

Amount	Amount on Record
Tax	$22.10
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MONTCLAIR CIR DURHAM NC 277132517, DURHAM, NC 27713-2517

Tax Assessment & Valuation

The 2026 property tax bill for 120 Montclair Cir was $4,101, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,101.00 (+2.53%)	$403,611 (-) Land $140,000 Building $263,611	$403,611 (-) Land $140,000 Building $263,611
2025	$4,000.00	$403,611 Land $140,000 Building $263,611	$403,611 Land $140,000 Building $263,611
2023	$2,828.00 (+2.35%)	$215,939 Land $41,910 Building $174,029	$215,939 Land $41,910 Building $174,029
2022	$2,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Montclair Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Sep 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Montclair Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Montclair Cir

Nearby Streets

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