123 Main St, Georgetown, MN 56546 Property Records

Clay County property record for 123 Main St, Georgetown, MN 56546

Property Summary

Property Type	Single Family Home
Details	built 1947
Lot Size	0.4 acres (17,503 sqft)
Owner	Company Name on File
Tax Bill	$2,216 (2026)
Deeds & Mortgages	Jan 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`54.500.0290`

Property Details

APN / Parcel Number

Primary APN	`54.500.0290`

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	17,503 sqft (0.4 acres)

Location & Zoning

Street Address	123 MAIN ST
City	GEORGETOWN
State	MN
Zip	56546-4600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME ORIGINAL GEORGETOWN LOT 006 BLOCK 014 SUBDIVISIONCD 54500 LOTS 6-10 BLK 14
Legal Range	48
Legal Township	142
Legal Section	30
Legal Subdivision	ORIGINAL GEORGETOWN
Legal Block	14
Legal Lot Number	6
Jurisdiction	CLAY MN
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1160
Census Tract	30107

Owner

Source: Clay County assessment roll, APN 54.500.0290, as of August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	123 MAIN ST, GEORGETOWN, MN 56546-4600
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2021
Deed Sale	Jan 25, 2021
Deed Document Number	2021811416
Prior Transfer Date	Dec 04, 2020
Prior Transfer Doc	0000811416
Record Updated	Jun 08, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Jan 25, 2021
Property Address	123 MAIN ST, GEORGETOWN, MN 56546-4600
Document Number	0000811416
Instrument Date	Dec 04, 2020
Instrument	811416
Transaction Type	Transfer
Record Updated	Feb 09, 2021
Title Company	INGEO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	123 MAIN ST GEORGETOWN MN 565464600, GEORGETOWN, MN 56546-4600

Tax Assessment & Valuation

Source: Clay County assessment roll as of August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Georgetown City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,216.00 (+19.53%)
2025		$192,200 (+15.5%) Land $8,100 Building $184,100	$192,200 (+15.5%) Land $8,100 Building $184,100
2023	$1,854.00 Homeowner's exemption	$166,400 Land $8,100 Building $158,300	$166,400 Land $8,100 Building $158,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (27027C), as of October 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270270301071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1997–2011)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 9 claims Flooding, Apr 2010 · 5 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 52 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
X-Tech Fixed Wireless	500 / 500
Midcontinent Communications Fixed Wireless	100 / 20
Lumen Technologies DSL	60 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1140014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Georgetown serves 76 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.