118 Main St, Georgetown, MN 56546 Property Records

Clay County property record for 118 Main St, Georgetown, MN 56546

Property Summary

Property Type	Single Family Home
Details	built 1960
Lot Size	0.66 acres (28,703 sqft)
Owner	Individual Name on File
Tax Bill	$462 (2026)
Flood Zone	Zone X (moderate risk)
APN	`54.500.0200`

Property Details

APN / Parcel Number

Primary APN	`54.500.0200`

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	28,703 sqft (0.66 acres)

Location & Zoning

Street Address	118 MAIN ST
City	GEORGETOWN
State	MN
Zip	56546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME ORIGINAL GEORGETOWN LOT 00A BLOCK 012 SUBDIVISIONCD 54500 LOT A & ALL LOTS 20-24 BLK 12
Legal Range	48
Legal Township	142
Legal Section	30
Legal Subdivision	ORIGINAL GEORGETOWN
Legal Block	12
Legal Lot Number	A
Jurisdiction	CLAY MN
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1159
Census Tract	30107

Owner

Source: Clay County records · APN 54.500.0200

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3508 22ND ST S, FARGO, ND 58104-6520
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Georgetown City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$462.00 (+2.67%)
2025		$32,000 (-2.74%) Land $10,100 Building $21,900	$32,000 (-2.74%) Land $10,100 Building $21,900
2023	$450.00	$32,900 Land $10,100 Building $22,800	$32,900 Land $10,100 Building $22,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1997–2011)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 9 claims Flooding, Apr 2010 · 5 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
X-Tech Fixed Wireless	500 / 500
Midcontinent Communications Fixed Wireless	100 / 20
Lumen Technologies DSL	60 / 5

Based on FCC filings for 52 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Georgetown serves 76 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.