123 Lums Pond Rd, Bear, DE 19701 Property Records

New Castle County property record for 123 Lums Pond Rd, Bear, DE 19701

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,246 sqft · built 1991
Lot Size2.2 acres (95,832 sqft)
Owner2 Individual Names on Record
Last Sale$730,000 (Nov 2025)
Tax Bill$4,569 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11-043.00-096

Property Details

APN / Parcel Number

Primary APN11-043.00-096

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,246 sqft Living Area
1st Floor Area1,818 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area95,832 sqft (2.2 acres)
Lot Dimensions554 ft deep x 110 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address123 LUMS POND RD
CityBEAR
StateDE
Zip19701-2145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC40
Legal SubdivisionLUMS POND ESTS II
Legal Lot Number49
JurisdictionNEW CASTLE DE
Township / Civil DivisionGLASGOW
Census Block Group2
Census Block2016
Census Tract14809

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address123 LUMS POND RD, BEAR, DE 19701-2145
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed, Transfer · VA Mortgage
FIRST FEDERAL BANK
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
ARTISANS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2025 · Amount on Record
Deed SaleNov 13, 2025 · Amount on Record
Prior SaleMar 1, 1987 · Amount on Record
Deed Document Number202581906
Record UpdatedJun 8, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateNov 13, 2025
Property Address123 LUMS POND RD, BEAR, DE 19701-2145
Document Number0000081906
Map ReferenceMF 6951
Instrument DateOct 31, 2025
Instrument20251113-0081906
Transaction TypeTransfer
Record UpdatedNov 21, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address123 LUMS POND RD, BEAR, DE 19701-2145

Mortgage

Document Number0000081910
DateNov 13, 2025
Instrument20251113-0081910
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address123 LUMS POND RD, BEAR, DE 19701-2145
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058249
DateJul 15, 2020
Instrument20200715-0058249
Lender
NameARTISANS BANK
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictColonial School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,569.00 (-7.17%)$671,100 (+373.27%) Land $158,200 Building $512,900
2024$4,922.00 (+9.82%)$141,800 (-) Land $23,600 Building $118,200$540,900
2023$4,482.00$141,800 Land $23,600 Building $118,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 81% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

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