New Castle County property record for 116 Lums Pond Rd, Bear, DE 19701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,462 sqft · built 1989 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Nov 2022) |
| Tax Bill | $3,970 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-038.00-047 |
| Primary APN | 11-038.00-047 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,462 sqft Living Area |
| 1st Floor Area | 1,415 sqft |
| Basement Area | 308 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 67,082 sqft (1.54 acres) |
| Lot Dimensions | 459 ft deep x 119 ft wide |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 116 LUMS POND RD |
|---|---|
| City | BEAR |
| State | DE |
| Zip | 19701-2144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC40 |
| Legal Subdivision | LUMS POND ESTS II |
| Legal Lot Number | 42 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | GLASGOW |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 14809 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
116 Lums Pond Rd is owned and occupied by two individuals who acquired it in February 2023.
Source: New Castle County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 LUMS POND RD, BEAR, DE 19701-2144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2023 | Intrafamily Transfer, Transfer |
| Nov 14, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Oct 15, 2021 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on File |
| Deed Sale | Nov 14, 2022 · Amount on File |
| Prior Sale | Dec 17, 1993 |
| Deed Document Number | 2022106697 |
| Last Transfer Date | Feb 10, 2023 |
| Transfer Doc | 0000009409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Feb 13, 2023 |
| Property Address | 116 LUMS POND RD, BEAR, DE 19701-2144 |
| Document Number | 0000009409 |
| Map Reference | MF 6951 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 20230213-0009409 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 LUMS POND RD, BEAR, DE 19701-2144 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 116 LUMS POND RD, BEAR, DE 19701-2144 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Nov 14, 2022 |
| Property Address | 116 LUMS POND RD, BEAR, DE 19701-2144 |
| Document Number | 0000106697 |
| Map Reference | MF 6951 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 20221114-0106697 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 LUMS POND RD, 116, BEAR, DE 19701-2144 |
| Name | Verified Name |
|---|---|
| Address | 116 LUMS POND RD, BEAR, DE 19701-2144 |
| Document Number | 0000106701 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 20221114-0106701 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 116 LUMS POND RD, BEAR, DE 19701-2144 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000119915 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 20211015-0119915 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 116 Lums Pond Rd was $3,970.
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Colonial School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,970.00 | $583,200 Land $147,600 Building $435,600 | |
| 2024 | $388,260 | ||
| 2023 | $3,477.00 | $110,000 Land $21,600 Building $88,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 116 Lums Pond Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Lums Pond Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 72% of Delaware |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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