123 James Parcus Cir, Madison, AL 35756 Property Records

Madison County property record for 123 James Parcus Cir, Madison, AL 35756

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,497 sqft · built 2020
Owner	2 Individual Names on File
Last Sale	$539,900 (Mar 2026)
Tax Bill	$3,341 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-04-17-0-000-012.016`

Property Details

APN / Parcel Number

Primary APN	`25-04-17-0-000-012.016`
Alternative APNs	`562591` `613637`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,497 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	613637
Street Address	123 JAMES PARCUS CIR
City	MADISON
State	AL
Zip	35756-5052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BROOK HAVEN SUB PB #2019-26750 & RAT #2019-82952
Legal Range	02W
Legal Township	05S
Legal Section	17
Legal Subdivision	BROOK HAVEN
Legal Lot Number	16
Jurisdiction	MADISON AL
Township / Civil Division	TRIANA
Census Block Group	2
Census Block	2021
Census Tract	11203

Owner

123 James Parcus Cir is owned and occupied by two individuals who bought it in March 2026.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 JAMES PARCUS CIR, MADISON, AL 35756-5052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit FAMILY SAVINGS CU
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Apr 22, 2026	Deed of Trust, Mortgage · VA Mortgage NBKC BANK
Mar 24, 2026	Deed, Transfer · VA Mortgage NBKC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	Jun 30, 2023 · Amount on File
Deed Book / Page	2026 / 12057
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	123 JAMES PARCUS CIR, MADISON, AL 35756-5052
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017896
Date	Feb 7, 2023
Book Page	MTG 2023/17896

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union
Address	HIRAM, GA 30141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	229 Months
Due	Mar 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	123 JAMES PARCUS CIR, MADISON, AL 35756-5052
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 JAMES PARCUS CIR, MADISON, AL 35756-5052

Mortgage

Document Number	0000031130
Date	Jan 31, 2022
Book Page	2022/31130

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2051

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	Apr 22, 2026
Property Address	123 JAMES PARCUS CIR, MADISON, AL 35756-5052
Document Number	2026083792
Book / Page	2026 / 83792
Instrument Date	Mar 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 JAMES PARCUS CIR, MADISON, AL 35756-5052

Mortgage

Document Number	2026083792,
Date	Apr 22, 2026
Book Page	2026/83792

Lender

Name	NBKC BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Mar 24, 2026
Property Address	123 JAMES PARCUS CIR, MADISON, AL 35756-5052
Document Number	0000012057
Book / Page	DEED2026 / 12057
Map Reference	DOC 2019-00026750
Instrument Date	Mar 18, 2026
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3225 SEDGE DR, ROCKLEDGE, FL 32955-6004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2324 9TH DIVISION DR APT A, A, JOINT BASE LEWIS MCCHORD, WA 98433-1065

Mortgage

Document Number	0202657808
Date	Mar 24, 2026
Instrument	2026/57808

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 123 James Parcus Cir was $3,341 with a homeowner's exemption, up 1.9% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Triana City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,341.00 (+1.86%)
2025	$3,280.00 Homeowner's exemption	$54,120 Land $4,000 Building $50,120	$541,000 Land $40,000 Building $501,000
2023	$2,186.00 (+18.35%) Homeowner's exemption	$36,340 (+17.91%) Land $4,000 Building $32,340	$363,300 (+17.92%) Land $40,000 Building $323,300
2022	$1,847.00 Homeowner's exemption	$30,820 Land $4,000 Building $26,820	$308,100 Land $40,000 Building $268,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 123 James Parcus Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 James Parcus Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUNTSVILLE UTILITIES WATER DEPT. serves 310,107 people · EPA ID AL0000882
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, WOW Internet, Cable & Phone.

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