118 James Parcus Cir, Madison, AL 35756 Property Records

Madison County property record for 118 James Parcus Cir, Madison, AL 35756

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,527 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$453,000 (Apr 2026)
Tax Bill	$4,325 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-04-17-0-000-012.013`

Property Details

APN / Parcel Number

Primary APN	`25-04-17-0-000-012.013`
Alternative APNs	`507505` `597349`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,527 sqft Living Area
1st Floor Area	1,527 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	597349
Street Address	118 JAMES PARCUS CIR
City	MADISON
State	AL
Zip	35756-5052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BROOK HAVEN SUB PB #2019-26750 & RAT #2019-82952
Legal Range	02W
Legal Township	05S
Legal Section	17
Legal Subdivision	BROOK HAVEN
Legal Lot Number	13
Jurisdiction	MADISON AL
Township / Civil Division	TRIANA
Census Block Group	2
Census Block	2021
Census Tract	11203

Owner

Source: Madison County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 JAMES PARCUS CIR, MADISON, AL 35756-5052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 17, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2022	Deed of Trust, Mortgage · VA Mortgage REDSTONE FCU
Nov 27, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	2026
Deed Book / Page	2026 / 16773
Prior Transfer Date	Nov 27, 2019
Prior Transfer Doc	0000008134
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	118 JAMES PARCUS CIR, MADISON, AL 35756-5052
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075886
Date	Sep 14, 2021
Instrument	2021-00075886

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Apr 17, 2026
Property Address	118 JAMES PARCUS CIR, MADISON, AL 35756-5052
Document Number	0000016773
Book / Page	2026 / 16773
Instrument Date	Apr 15, 2026
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,753.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 JAMES PARCUS CIR, MADISON, AL 35756-5052

Mortgage

Document Number	2026080596,
Date	Apr 17, 2026
Book Page	2026/80596

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	118 JAMES PARCUS CIR, MADISON, AL 35756-5052
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178098
Date	Jul 15, 2022
Book Page	2022/178098

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Nov 27, 2019
Property Address	118 JAMES PARCUS CIR, MADISON, AL 35756-5052
Document Number	0000077970
Instrument Date	Nov 27, 2019
Instrument	77970
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 JAMES PARCUS CIR MADISON AL 357565052, MADISON, AL 35756-5052

Mortgage

Document Number	77971
Date	Nov 27, 2019
Instrument	77971

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Triana City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$37,940 (-46.06%) Land $4,000 Building $33,940	$379,400 (+7.88%) Land $40,000 Building $339,400
2023	$4,325.00 (+139.75%)	$70,340 (+133.53%) Land $8,000 Building $62,340	$351,700 (+16.81%) Land $40,000 Building $311,700
2022	$1,804.00 Homeowner's exemption	$30,120 Land $4,000 Building $26,120	$301,100 Land $40,000 Building $261,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUNTSVILLE UTILITIES WATER DEPT. serves 310,107 people · EPA ID AL0000882
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, WOW Internet, Cable & Phone.

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