Warren County and Washington Borough property record for 123 Harding Dr, Washington, NJ 07882
| Property Type | Single Family Home |
|---|---|
| Details | 1,601 sqft · built 1961 |
| Lot Size | 0.319 acres (13,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Sep 2021) |
| Tax Bill | $9,453 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00072-0000-00001 |
| Primary APN | 21-00072-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,601 sqft Living Area |
| 1st Floor Area | 1,601 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,874 sqft (0.319 acres) |
| Lot Dimensions | 185 ft deep x 75 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 123 HARDING DR |
|---|---|
| City | WASHINGTON |
| State | NJ |
| Zip | 07882-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | PRESIDENTIAL ESTATES SEC A-3 |
| Legal Block | 72 |
| Legal Lot Number | 1 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 32000 |
123 Harding Dr is owned and occupied by two individuals who bought it in September 2021.
Source: Warren County and Washington Borough records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 HARDING DR, WASHINGTON, NJ 07882-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 13, 2021 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on File |
| Deed Sale | Sep 13, 2021 · Amount on File |
| Deed Document Number | 2021561035 |
| Deed Book / Page | 3195 / 295 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Jul 6, 2026 |
| Property Address | 123 HARDING DR, WASHINGTON, NJ 07882-1609 |
| Document Number | 0000638845 |
| Book / Page | 7923 / 106 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026638845 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 123 HARDING DR, WASHINGTON, NJ 07882-1609 |
| Document Number | 0000638845, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 7923/106 |
| Instrument | 2026638845 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Sep 13, 2021 |
| Property Address | 123 HARDING DR, WASHINGTON, NJ 07882-1609 |
| Document Number | 3195/295 |
| Book / Page | 3195 / 295 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021-561035 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 175 LAKE SHORE DRIVE, 175, BELVIDERE, NJ 07823 |
| Name | Verified Name |
|---|---|
| Address | 123 HARDING DR, WASHINGTON, NJ 07882-1609 |
| Document Number | 2021561036 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-561036 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 123 Harding Dr was $9,453, up 5.5% from the year before.
Source: Warren County and Washington Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| Municipality | Washington Borough |
| Secondary School District | Warren Hills Regional School District (07 - 12) |
| Elementary School District | Washington Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,500 (-) Land $51,200 Building $109,300 | $160,500 (-) Land $51,200 Building $109,300 | |
| 2025 | $9,453.00 (+5.47%) | $160,500 Land $51,200 Building $109,300 | $160,500 Land $51,200 Building $109,300 |
| 2024 | $8,963.00 | ||
| 2023 | $160,500 Land $51,200 Building $109,300 | $160,500 Land $51,200 Building $109,300 | |
| 2022 | $8,402.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Harding Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1984–2026) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Harding Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - WASHINGTON/OXFORD private · serves 10,719 people · EPA ID NJ2121001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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