120 Harding Dr, Washington, NJ 07882 Property Records

Warren County and Washington Borough property record for 120 Harding Dr, Washington, NJ 07882

Property Summary

Property Type	Single Family Home
Details	950 sqft · built 1954
Lot Size	0.32 acres (13,930 sqft)
Owner	2 Individuals on Record
Last Sale	$205,000 (Mar 2024)
Tax Bill	$6,567 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00066-01-00025`

Property Details

APN / Parcel Number

Primary APN	`21-00066-01-00025`
Alternative APNs	`2100066000100025` `2100044000000059`

Interior

Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,930 sqft (0.32 acres)
Lot Dimensions	199 ft deep x 70 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2100044000000059
Street Address	120 HARDING DR
City	WASHINGTON
State	NJ
Zip	07882-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	PRESIDENTIAL ESTATES
Legal Block	66.1
Legal Lot Number	25
Jurisdiction	WARREN NJ
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	32000

Owner

Source: Warren County and Washington Borough assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	120 HARDING DR, WASHINGTON, NJ 07882-1638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Prior Sale	Jan 8, 1986
Deed Document Number	2024603914
Deed Book / Page	3411 / 63
Record Updated	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 12, 2024
Property Address	120 HARDING DR, WASHINGTON, NJ 07882-1638
Document Number	0003411/63
Book / Page	3411 / 63
Instrument Date	Feb 13, 2024
Instrument	2024-603914
Transaction Type	Transfer
Record Updated	Apr 3, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4259 MONTAGUE DR, GULF SHORES, AL 36542-7307

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 HARDING DR, WASHINGTON, NJ 07882-1638
Investor	Possibly a Property Investor

Mortgage

Document Number	2024603915
Date	Mar 12, 2024
Instrument	2024-603915

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Warren County and Washington Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Washington Borough
Secondary School District	Warren Hills Regional School District (07 - 12)
Elementary School District	Washington Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,500 (-) Land $51,200 Building $60,300	$111,500 (-) Land $51,200 Building $60,300
2025	$6,567.00 (+9.87%)	$111,500 (-) Land $51,200 Building $60,300	$111,500 (-) Land $51,200 Building $60,300
2024	$5,977.00 (+6.98%)
2023		$111,500 Land $51,200 Building $60,300	$111,500 Land $51,200 Building $60,300
2022	$5,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1984–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storm And Flooding, Jul 2023 · 2 claims Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WASHINGTON/OXFORD private · serves 10,719 people · EPA ID NJ2121001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20