123 Hamilton Rd, Sterling, VA 20165 Property Records

Loudoun County property record for 123 Hamilton Rd, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,838 sqft · built 1982
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Sep 2013)
Tax Bill	$6,732 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`028-18-6672-000`

Property Details

APN / Parcel Number

Primary APN	`028-18-6672-000`
Alternative APN	`64 A 2 114`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,838 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,022 sqft
Finished Basement	1,022 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	123 HAMILTON RD
City	STERLING
State	VA
Zip	20165-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH3
Legal Description	COUNTRYSIDE SEC.1B LOT 114 200404280041512
Legal Subdivision	COUNTRYSIDE
Legal Block	2
Legal Lot Number	114
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2006
Census Tract	611102

Owner

123 Hamilton Rd is owned and occupied by two individuals who acquired it in August 2016.

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	123 HAMILTON RD, STERLING, VA 20165-5610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage APPLE FEDERAL CREDIT UNION
Feb 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NFM LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2013 · Amount on File
Deed Sale	Sep 6, 2013 · Amount on File
Prior Sale	Apr 28, 2004 · Amount on File
Deed Document Number	201374118
Last Transfer Date	Aug 18, 2016
Transfer Doc	0000054810
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Aug 10, 2026
Property Address	123 HAMILTON RD, STERLING, VA 20165-5610
Document Number	0000041403
Instrument Date	Aug 4, 2026
Instrument	202641403
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	CHAMPION TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298

Mortgage

Document Number	0000041403,
Date	Aug 10, 2026
Instrument	202641403

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2031

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	123 HAMILTON RD, STERLING, VA 20165-5610
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017894
Date	Feb 12, 2021
Instrument	202102120017894

Lender

Name	NFM LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2026 property tax bill for 123 Hamilton Rd was $6,732, up 0.7% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,732.00 (+0.72%)	$836,320 (+0.72%) Land $263,600 Building $572,720	$836,320 (+0.72%) Land $263,600 Building $572,720
2025	$6,684.00	$830,360 Land $263,600 Building $566,760	$830,360 Land $263,600 Building $566,760
2023	$7,074.00	$808,500 Land $263,600 Building $544,900	$808,500 Land $263,600 Building $544,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Hamilton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Hamilton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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