123 Ferncliffe Rd, Elgin, SC 29045 Property Records

Richland County property record for 123 Ferncliffe Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,237 sqft · built 1980
Lot Size0.256 acres (11,155 sqft)
OwnerIndividual Name on File
Last Sale$84,900 (Aug 2006)
Tax Bill$1,212 (2025)
Flood ZoneZone X (minimal risk)
APN26005-01-07

Property Details

APN / Parcel Number

Primary APN26005-01-07
Alternative APNs
  • R26005-01-07
  • 00875093

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,237 sqft Heated Area
Gross Area1,330 sqft
1st Floor Area1,237 sqft
Utility Area45 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,155 sqft (0.256 acres)
PorchSlab
Porch Area16 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerConnected
Water SourcePrivate

Location & Zoning

Account Number00875093
Street Address123 FERNCLIFFE RD
CityELGIN
StateSC
Zip29045-8621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-LD
Legal DescriptionLOT 36 BLK LL 70X138.7X90X138.6 #SU BRIARCLIFFE ESTATES #PR Y-6642 Y-7542 RB276-2086
Legal SubdivisionBRIARCLIFFE
Legal BlockLL
Legal Lot Number36
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1011
Census Tract11424

Owner

123 Ferncliffe Rd is owned and occupied by an individual who bought it in August 2006.

Source: Richland County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address123 FERNCLIFFE RD, ELGIN, SC 29045-8621
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2006 · Amount on File
Deed SaleAug 17, 2006 · Amount on File
Prior SaleDec 13, 2005 · Amount on File
Deed Document Number200674448
Deed Book / Page1219 / 502
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 123 Ferncliffe Rd was $1,212.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,212.00$98,700$154,200 Land $30,000 Building $124,200
2023$1,069.00$3,432$85,800
2021$1,041.00$3,430$92,500 Land $20,300 Building $72,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 123 Ferncliffe Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Ferncliffe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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