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119 Ferncliffe Rd, Elgin, SC 29045 Property Records

Richland County property record for 119 Ferncliffe Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 1980
Lot Size0.3 acres (13,068 sqft)
OwnerCompany Name on File
Last Sale$75,000 (Nov 2019)
Tax Bill$4,168 (2025)
Deeds & MortgagesNov 2019 Sale
Nov 2019 Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APN26005-01-06

Property Details

APN / Parcel Number

Primary APN26005-01-06
Alternative APNs
  • R26005-01-06
  • 00875084

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,224 sqft Heated Area
Gross Area1,516 sqft
1st Floor Area1,224 sqft
Utility Area28 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
PorchSlab
Porch Area24 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerConnected
Water SourcePrivate

Location & Zoning

Account Number00875084
Street Address119 FERNCLIFFE RD
CityELGIN
StateSC
Zip29045-8621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-LD
Legal DescriptionLOT 37 BLK LL 70X164.4X109.9X138.5 #SU BRIARCLIFFE ESTATES #PR Y-6642 1380-1880
Legal SubdivisionBRIARCLIFFE
Legal BlockLL
Legal Lot Number37
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1011
Census Tract11424

Owner

119 Ferncliffe Rd is owned by a company that bought it in November 2019.

Source: Richland County records, as of July 14, 2026

Owner of RecordCompany Name on File
Mailing Address997 MORRISON DR, 402, CHARLESTON, SC 29403-4380
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Nov 5, 2019Trustee's Deed, Construction Loan · Construction Mortgage
LISA CHURCHILL
Oct 23, 2019Grant Deed, Transfer
SERVICELINK
Apr 26, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY
Jan 4, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jan 4, 2017Loan Modification, Mortgage · FHA Mortgage
NATIONSTAR MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2019 · Amount on File
Deed SaleNov 1, 2019 · Amount on File
Prior SaleOct 23, 2019 · Amount on File
Deed Document Number201982368
Deed Book / Page2442 / 1498
Prior Transfer DateMay 27, 2014
Prior Transfer Doc0019481156
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateNov 1, 2019
Property Address119 FERNCLIFFE RD, ELGIN, SC 29045-8621
Document Number2442/1498
Book / Page002442 / 001498
Instrument DateOct 30, 2019
Instrument82368
Transaction TypeTransfer
Record UpdatedNov 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$277.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442

November 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionRICHLAND SC
Recording DateNov 5, 2019
Property Address119 FERNCLIFFE RD, ELGIN, SC 29045-8621
Book / Page002443 / 000614
Instrument DateOct 22, 2019
Instrument83193
Transaction TypeConstruction Loan
Record UpdatedNov 26, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address119 FERNCLIFFE RD ELGIN SC 290458621, ELGIN, SC 29045-8621

Mortgage

Document Number2443/0614
DateNov 5, 2019
Book Page002443/000614
Instrument83193
Lender
NameLISA CHURCHILL
Address4420 EVANS TO LOCKS RD, EVANS, GA 30809-3602
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueNov 4, 2020

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateOct 23, 2019
Property Address119 FERNCLIFFE RD, ELGIN, SC 29045-8621
Document Number2439/1550
Book / Page002439 / 001550
Instrument DateOct 9, 2019
Instrument79103
Transaction TypeTransfer
Record UpdatedNov 8, 2019
Title CompanySERVICELINK

Transaction

AmountAmount on Record
Tax$232.36
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1148 SUMPTER LANDING CIR EVANS GA 30809, EVANS, GA 30809

April 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionRICHLAND SC
Recording DateApr 26, 2018
Property Address119 FERNCLIFFE RD, ELGIN, SC 29045-8621
Document Number2298/0010
Book / Page002298 / 000010
Instrument DateApr 12, 2018
Instrument26846
Transaction TypeForeclosure
Record UpdatedMay 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$284.16
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address119 FERNCLIFFE RD, ELGIN, SC 29045-8621
Document Number2182/3763
Instrument DateJan 4, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyDOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 FERNCLIFFE RD ELGIN SC 290458621, ELGIN, SC 29045-8621

Mortgage

Document Number2182/3763
DateJan 26, 2017
Book Page002182/003763
Instrument5938
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 25, 2047

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRICHLAND SC
Property Address119 FERNCLIFFE RD, ELGIN, SC 29045-8621
Document Number2182/3757
Instrument DateJan 4, 2017
Transaction TypeMortgage
Record UpdatedMar 14, 2017
Title CompanyDOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 FERNCLIFFE RD ELGIN SC 290458621, ELGIN, SC 29045-8621

Mortgage

Document Number2182/3757
DateJan 26, 2017
Book Page002182/003757
Instrument5937
Lender
NameNATIONSTAR MTG
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 25, 2047
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 119 Ferncliffe Rd was $4,168.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,168.00$117,100 (-)$172,000 (-) Land $30,000 Building $142,000
2024$117,100 (+2,772.91%)$172,000 (+68.79%) Land $30,000 Building $142,000
2023$3,737.00$4,076$101,900
2021$3,709.00$6,110$101,900 Land $20,300 Building $81,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 119 Ferncliffe Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Ferncliffe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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