123 Emerson Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 123 Emerson Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,933 sqft · built 1930
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Mar 2018)
Tax Bill	$11,567 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-00106-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`10-00106-0000-00010`
Alternative APN	`100010600010`

Interior

Stories	2 Stories
Building Area	1,933 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Location & Zoning

Street Address	123 EMERSON AVE
City	MIDDLESEX
State	NJ
Zip	08846-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	50X200
Legal Subdivision	MOUNTAIN VIEW PARK
Legal Block	106
Legal Lot Number	10
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2023
Census Tract	101

Owner

123 Emerson Ave is owned and occupied by two individuals who bought it in March 2018.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 EMERSON AVE, MIDDLESEX, NJ 08846-1142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 1, 2018	Grant Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS
Mar 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage ART HOLDINGS LLC
Mar 15, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2018 · Amount on File
Deed Sale	Mar 1, 2018 · Amount on File
Prior Sale	Mar 15, 2017 · Amount on File
Deed Document Number	201815853
Deed Book / Page	17096 / 80
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	123 EMERSON AVE, MIDDLESEX, NJ 08846-1142
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040144
Date	Apr 21, 2022
Book Page	18904/406
Instrument	2022040144

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	123 EMERSON AVE, MIDDLESEX, NJ 08846-1142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GUARDIAN TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033058
Date	Apr 13, 2020
Book Page	17842/1579
Instrument	2020033058

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 1, 2018
Property Address	123 EMERSON AVE, MIDDLESEX, NJ 08846-1142
Document Number	0000015853
Book / Page	017096 / 000080
Instrument Date	Jan 29, 2018
Instrument	15853
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 EMERSON AVE MIDDLESEX NJ 088461142, MIDDLESEX, NJ 08846-1142

Mortgage

Document Number	15854
Date	Mar 1, 2018
Book Page	017096/000087
Instrument	15854

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 30, 2017
Property Address	123 EMERSON AVE, MIDDLESEX, NJ 08846-1142
Book / Page	016727 / 000747
Instrument Date	Mar 20, 2017
Instrument	8832
Transaction Type	Construction Loan
Record Updated	Oct 19, 2017
Title Company	GOLD CREST TITLE SERVICES, GOLD CREST TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1855 60TH ST BROOKLYN NY 112042321, BROOKLYN, NY 11204-2321

Mortgage

Document Number	0000008832
Date	Mar 30, 2017
Book Page	016727/000747
Instrument	8832

Lender

Name	ART HOLDINGS LLC
Address	610 MARS AVE, LAKEWOOD, NJ 08701-1442

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 29, 2018

Interest

Rate	12%

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 15, 2017
Property Address	123 EMERSON AVE, MIDDLESEX, NJ 08846-1142
Document Number	0000004842
Book / Page	006950 / 000817
Instrument Date	Jan 25, 2017
Instrument	4842
Transaction Type	Foreclosure
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$176.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	610 MARS AVE LAKEWOOD NJ 087011442, LAKEWOOD, NJ 08701-1442

Tax Assessment & Valuation

The 2025 property tax bill for 123 Emerson Ave was $11,567, up 13.5% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,100 (-0.64%) Land $154,700 Building $387,400	$542,100 (-0.64%) Land $154,700 Building $387,400
2025	$11,567.00 (+13.54%)	$545,600 Land $154,700 Building $390,900	$545,600 Land $154,700 Building $390,900
2024	$10,188.00
2023		$440,300 Land $154,700 Building $285,600	$440,300 Land $154,700 Building $285,600
2022	$8,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Emerson Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Emerson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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