Middlesex County and Middlesex Borough property record for 121 Emerson Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,718 sqft · built 1927 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Sep 2007) |
| Tax Bill | $9,063 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00106-0000-00011 |
| Primary APN | 10-00106-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,718 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Street Address | 121 EMERSON AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 50X200 |
| Legal Subdivision | MOUNTAIN VIEW PARK |
| Legal Block | 106 |
| Legal Lot Number | 11 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 101 |
121 Emerson Ave is owned and occupied by an individual who acquired it in August 2011.
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 EMERSON AVE, MIDDLESEX, NJ 08846-1142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 21, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2007 · Amount on File |
| Deed Sale | Sep 20, 2007 · Amount on File |
| Deed Document Number | 200714798 |
| Deed Book / Page | 5872 / 93 |
| Last Transfer Date | Aug 23, 2011 |
| Transfer Doc | 0000009026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 121 EMERSON AVE, MIDDLESEX, NJ 08846-1142 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 121 EMERSON AVE, MIDDLESEX, NJ 08846-1142 |
| Document Number | 0000069953 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 19351/113 |
| Instrument | 2023069953 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 20, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 121 EMERSON AVE, MIDDLESEX, NJ 08846-1142 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 121 EMERSON AVE, MIDDLESEX, NJ 08846-1142 |
| Document Number | 0000076603 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 17993/910 |
| Instrument | 2020076603 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | VALDERS, WI 54245 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 308 Months |
| Due | Apr 1, 2046 |
The 2025 property tax bill for 121 Emerson Ave was $9,063, down 10.9% from the year before.
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $470,300 (+10.01%) Land $154,700 Building $315,600 | $470,300 (+10.01%) Land $154,700 Building $315,600 | |
| 2025 | $9,063.00 (-10.88%) | $427,500 Land $154,700 Building $272,800 | $427,500 Land $154,700 Building $272,800 |
| 2024 | $10,170.00 | ||
| 2023 | $439,500 Land $154,700 Building $284,800 | $439,500 Land $154,700 Building $284,800 | |
| 2022 | $7,645.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Emerson Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Emerson Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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