123 E Main St, Ossian, IA 52161 Property Records

Winneshiek County property record for 123 E Main St, Ossian, IA 52161

Property Summary

Property Type	Bank, Financial Building
Details	7,814 sqft · built 2015
Lot Size	0.447 acres (19,471 sqft)
Owner	Company Name on Record
Tax Bill	$45,708 (2026)
Flood Zone	Zone X (minimal risk)
APN	`191130501400`

Property Details

APN / Parcel Number

Primary APN	`191130501400`

Interior

Stories	1 Story
Building Area	7,814 sqft Gross Area
1st Floor Area	7,814 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Material	Shingle
Lot Area	19,471 sqft (0.447 acres)
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	123 E MAIN ST
City	OSSIAN
State	IA
Zip	52161-7705
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	LOTS 2-1,2-2,2-3,1-4 ,2-4,5,6,B & C BROOKS 2ND ADDN
Legal Range	08W
Legal Township	96N
Legal Section	11
Legal Lot Number	2,5-6
Jurisdiction	WINNESHIEK IA
Township / Civil Division	MILITARY
Census Block Group	4
Census Block	4083
Census Tract	950400

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 68, LUANA, IA 52156-0068
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Ossian City
Unified School District	South Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$45,708.00	$1,393,370 (-6.06%) Land $25,750 Building $1,367,620	$1,483,330 (-) Land $25,750 Building $1,457,580
2025	$45,708.00 (+23.28%)	$1,483,330 (+25.5%) Land $25,750 Building $1,457,580	$1,483,330 (+12.64%) Land $25,750 Building $1,457,580
2024	$37,078.00 (+45.23%)
2023		$1,181,890 (+35.58%) Land $25,750 Building $1,156,140	$1,316,840 (+25.21%)
2022	$25,530.00	$871,750 Land $21,460 Building $850,290
2021			$1,051,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSIAN WATER SUPPLY serves 802 people · EPA ID IA9677007
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
GigFire Fixed Wireless	150 / 130