122 E Main St, Ossian, IA 52161 Property Records

Winneshiek County property record for 122 E Main St, Ossian, IA 52161

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,500 sqft · built 1917
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on Record
Last Sale$95,000 (May 2022)
Tax Bill$1,698 (2026)
Deeds & MortgagesMay 2022 Mortgage
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN191130800600

Property Details

APN / Parcel Number

Primary APN191130800600

Interior

Stories1 Story
Building Area3,500 sqft Gross Area
1st Floor Area3,500 sqft
Basement Area3,500 sqft
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Exterior MaterialConcrete Block
Roof MaterialUrethane Foam
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address122 E MAIN ST
CityOSSIAN
StateIA
Zip52161-7700
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionL 5 & 6 BLK 16 BROOKS
Legal Range08W
Legal Township96N
Legal Section11
Legal SubdivisionBROOKS ADD
Legal Block16
JurisdictionWINNESHIEK IA
Township / Civil DivisionMILITARY
Census Block Group1
Census Block1026
Census Tract950400

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 197, OSSIAN, IA 52161-0197
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK FIRST NATIONAL
Oct 28, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2022 · Amount on Record
Deed SaleMay 3, 2022 · Amount on Record
Deed Document Number20221353
Deed Book / Page2022 / 1353
Prior Transfer DateOct 27, 2020
Prior Transfer Doc2020/4535
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address122 E MAIN ST, OSSIAN, IA 52161-7700
Transaction TypeMortgage
Record UpdatedJul 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/1382
DateMay 4, 2022
Book Page2022/1382
Instrument2022 1382
Lender
NameBANK FIRST NATIONAL
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueApr 25, 2027
Interest
Rate TypeFixed Rate

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWINNESHIEK IA
Recording DateOct 28, 2020
Property Address122 E MAIN ST, OSSIAN, IA 52161-7700
Document Number2020/4535
Book / Page2020 / 4535
Instrument DateOct 27, 2020
Instrument2020 4535
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 W MAIN ST, OSSIAN, IA 52161-7703

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityOssian City
Unified School DistrictSouth Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,698.00$98,930 (-) Land $14,690 Building $84,240$98,930 (-) Land $14,690 Building $84,240
2025$1,698.00 (+9.13%)$98,930 (+11.9%) Land $14,690 Building $84,240$98,930 (+11.9%) Land $14,690 Building $84,240
2024$1,556.00 (+13.25%)
2023$88,410 (+22.66%) Land $14,690 Building $73,720$88,410 (+22.66%) Land $14,690 Building $73,720
2022$1,374.00$72,080 Land $12,240 Building $59,840
2021$72,080 Land $12,240 Building $59,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSSIAN WATER SUPPLY
serves 802 people · EPA ID IA9677007
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Acentek
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Nextlink
Fixed Wireless
400 / 100
GigFire
Fixed Wireless
150 / 130

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number