Missoula County property record for 123 E Main St, Missoula, MT 59802
| Property Type | Commercial |
|---|---|
| Details | 24,456 sqft · built 1900 |
| Lot Size | 0.357 acres (15,551 sqft) |
| Owner | Company Name on Record |
| Last Sale | $8,728,125 (May 2026) |
| Tax Bill | $74,454 (2025) |
| Deeds & Mortgages | May 2026 Sale & Line of Credit Nov 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R0450969 |
| Primary APN | R0450969 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 24,456 sqft Gross Area |
| 1st Floor Area | 8,152 sqft |
| Upper Floors Area | 16,304 sqft |
| Basement Area | 8,152 sqft |
| Elevator | Elevator |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 15,551 sqft (0.357 acres) |
| View / Lot | Commercial/Industrial |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000602302 |
|---|---|
| Street Address | 123 E MAIN ST |
| City | MISSOULA |
| State | MT |
| Zip | 59802-4421 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | 6 |
| Legal Description | MISSOULA ORIGINAL TOWNSITE, S22, T13 N, R19 W, BLOCK 2, LOT 4 - 6, & E2 OF LOT 7 |
| Legal Range | 19W |
| Legal Township | 13N |
| Legal Section | 22 |
| Legal Subdivision | MISSOULA ORIGINAL TOWNSITE |
| Legal Block | 2 |
| Legal Lot Number | 4-6 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Missoula Downtown Historic District listed 2009 · 380 contributing resources · NRIS 07000647 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Missoula County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 405 RAMBLEWOOD DR, RALEIGH, NC 27609-6407 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer · Line of Credit OPPORTUNITY BANK/MT |
| Nov 17, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Dec 11, 2020 |
| Deed Document Number | 20267930 |
| Deed Book / Page | 1128 / 1193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | May 29, 2026 |
| Property Address | 123 E MAIN ST, MISSOULA, MT 59802-4421 |
| Document Number | 0000007930 |
| Book / Page | 1128 / 1193 |
| Instrument Date | May 29, 2026 |
| Instrument | 20267930 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 405 RAMBLEWOOD DR, RALEIGH, NC 27609-6407 |
| Document Number | 0000007931, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20267931 |
| Name | OPPORTUNITY BANK/MT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 29, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 123 E MAIN ST, MISSOULA, MT 59802-4421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010431234 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 1043/1234 |
| Instrument | 202027804 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59806 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Nov 6, 2023 |
Source: Missoula County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Municipality | Missoula City |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,454.00 (+69.54%) | $3,760,500 (+58.87%) Land $742,914 Building $3,017,586 | $3,760,500 (+58.87%) Land $742,914 Building $3,017,586 |
| 2024 | $43,916.00 (+5.84%) Additional exemption filed | ||
| 2023 | $41,494.00 | $2,367,000 | $2,367,000 Land $859,665 Building $1,507,335 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CIS Fixed Wireless | 1,000 / 1,000 |
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| Western Montana CommunityTel Fiber | 100 / 100 |
May also be available: CenturyLink, Spectrum, TDS Telecom, Verizon, Ziply Fiber.
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