Douglas County property record for 123 E Gardiner St, Valley, NE 68064
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,200 sqft · built 1981 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Nov 2025) |
| Tax Bill | $3,522 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Dec 2022 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 2335-0000-17 |
| Primary APN | 2335-0000-17 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 3,200 sqft Gross Area |
| 1st Floor Area | 3,200 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Roof Type | Flat |
| Lot Area | 6,400 sqft (0.147 acres) |
| View / Lot | Flood Plain |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | R1723350000 |
|---|---|
| Street Address | 123 E GARDINER ST |
| City | VALLEY |
| State | NE |
| Zip | 68064-9798 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | MAYNE -C E- 1ST ADD LOT 2 BLOCK 2 ALL |
| Legal Subdivision | MAYNE -C E- 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | PLATTE VALLEY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 7504 |
123 E Gardiner St, a commercial property, is owned by a company that bought it in November 2025.
Source: Douglas County records, as of June 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 123 E GARDINER ST VLY, VALLEY, NE 68064 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK NEBRASKA |
| Dec 29, 2022 | Special Warranty Deed, Transfer |
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit PLATTE VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on File |
| Deed Sale | Nov 20, 2025 · Amount on File |
| Prior Sale | Aug 7, 2024 · Amount on File |
| Deed Document Number | 202594712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 123 E GARDINER ST, VALLEY, NE 68064-9798 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5720 N 279TH CIR, VALLEY, NE 68064-4417 |
| Document Number | 0000094713 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025094713 |
| Name | FIRST STATE BANK NEBRASKA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Dec 29, 2022 |
| Property Address | 123 E GARDINER ST, VALLEY, NE 68064-9798 |
| Document Number | 0000123035 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 2022123035 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $562.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 123 E GARDINER ST, VALLEY, NE 68064-9798 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021124203 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021124203 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | NORTH BEND, NE 68649 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 123 E Gardiner St was $3,522, down 0.5% from the year before.
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Valley City |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,522.00 (-0.51%) | $258,400 Land $34,400 Building $224,000 | $258,400 Land $34,400 Building $224,000 |
| 2024 | $3,540.00 (+0.4%) | ||
| 2023 | $3,526.00 (-0.45%) | $220,000 Land $34,400 Building $185,600 | $220,000 Land $34,400 Building $185,600 |
| 2022 | $3,542.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 E Gardiner St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 79 (1978–2025) |
| Claims Outside the SFHA | 1 of 79 |
| Most Recent Claim | Aug 2025 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 123 E Gardiner St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VALLEY serves 3,294 people · EPA ID NE3105518 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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