123 E Bay Front, Newport Beach, CA 92662 Property Records

Orange County property record for 123 E Bay Front, Newport Beach, CA 92662

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,367 sqft · built 1953
Lot Size0.059 acres (2,550 sqft)
OwnerCompany Name on Record
Last Sale$1,070,000 (Apr 1994)
Tax Bill$22,533 (2025)
Deeds & MortgagesJan 2023 Mortgage
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN050-184-16

Property Details

APN / Parcel Number

Primary APN050-184-16

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,367 sqft Living Area
1st Floor Area2,367 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialStucco
Construction TypeFrame
Roof TypeHip
Roof MaterialGravel
Lot Area2,550 sqft (0.059 acres)
Garage Area376 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address123 E BAY FRONT
CityNEWPORT BEACH
StateCA
Zip92662-1315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA TR BALBOA ISLAND SEC 5 BLK 4 LOT 16
Legal SubdivisionBALBOA ISLAND
Legal Tract103
Legal Block4
Legal Lot Number16
JurisdictionORANGE CA
Township / Civil DivisionCENTRAL COAST
Census Block Group2
Census Block2009
Census Tract63006

Owner

Source: Orange County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address123 E BAY FRONT, NEWPORT BEACH, CA 92662-1315
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2023Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
May 18, 2022Deed of Trust, Mortgage · Commercial Mortgage
KENNETH E HONIG LIVING TRUST
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Aug 6, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 1994 · Amount on Record
Deed SaleApr 29, 1994 · Amount on Record
Deed Document Number1994300210
Last Transfer DateSep 21, 2012
Transfer Doc0000605966
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address123 E BAY AVE FRNT, NEWPORT BEACH, CA 92661-1119
Transaction TypeMortgage
Record UpdatedFeb 1, 2023
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 E BAY FRONT, BALBOA, CA 92662-1315

Mortgage

Document Number0000013509
DateJan 19, 2023
Instrument2023000013509
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term345 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateOct 1, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.25%
Index1-Year T-Bill
Max Rate7.25%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address123 E BAY AVE FRNT, NEWPORT BEACH, CA 92661-1119
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 E BAY FRONT, BALBOA, CA 92662-1315

Mortgage

Document Number0000185711
DateMay 18, 2022
Instrument2022000185711
Lender
NameKENNETH E HONIG LIVING TRUST
TypePrivate Party
Address123 E BAY FRONT, BALBOA, CA 92662
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address123 E BAY AVE FRNT, NEWPORT BEACH, CA 92661-1119
Transaction TypeMortgage
Record UpdatedOct 11, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 E BAY FRONT, NEWPORT BEACH, CA 92661-1119

Mortgage

Document Number0000604164
DateSep 30, 2021
Instrument2021000604164
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateOct 1, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.25%
Index1-Year LIBOR
Max Rate7.25%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address123 E BAY AVE FRNT, NEWPORT BEACH, CA 92661-1119
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000385290
DateAug 6, 2020
Instrument2020000385290
Lender
NameUS BANK NA
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityNewport Beach City
Unified School DistrictNewport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,161,245 (+2%) Land $1,707,638 Building $453,607
2025$22,533.00 (+5.91%) Homeowner's exemption$2,118,868 (+5.93%) Land $1,674,155 Building $444,713
2023$21,276.00 (+1.7%) Homeowner's exemption$2,000,316 Land $1,609,145 Building $391,171
2022$20,921.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 156 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies156 in force
Nearby Flood Claims25 (1978–2010)
Claims Outside the SFHA1 of 25
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEWPORT BEACH
serves 69,520 people · EPA ID CA3010023
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on E Bay Front

Nearby Streets

Search Property Records by Address or Parcel Number