123 E Academy St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 123 E Academy St, Clayton, NJ 08312

Property Summary

Property Type	Single Family Home
Details	2,632 sqft · built 1950
Lot Size	0.422 acres (18,374 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,028 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01405-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`01-01405-0000-00028`
Alternative APNs	`0100041D00014C` `010140500028`

Interior

Stories	1 Story
Building Area	2,632 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stone
Lot Area	18,374 sqft (0.422 acres)
Lot Dimensions	245 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0100041D00014C
Street Address	123 E ACADEMY ST
City	CLAYTON
State	NJ
Zip	08312-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	1405
Legal Lot Number	28
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1034
Census Tract	501501

Owner

123 E Academy St is owned and occupied by two individuals who acquired it in April 2006.

Source: Gloucester County and Clayton Borough records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 E ACADEMY ST, CLAYTON, NJ 08312-1503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2006
Deed Sale	Apr 6, 2006
Prior Sale	Dec 11, 2002 · Amount on File
Deed Document Number	200622804
Deed Book / Page	4192 / 252
Prior Transfer Date	May 9, 1997
Prior Transfer Doc	0000036867
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	123 E ACADEMY ST, CLAYTON, NJ 08312-1503
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000818
Date	Jan 5, 2022
Book Page	17398/152
Instrument	818

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 123 E Academy St was $8,028 with a veteran's exemption, up 3.8% from the year before.

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,800 (+13.86%) Land $68,300 Building $287,500	$355,800 (+13.86%) Land $68,300 Building $287,500
2025	$8,028.00 (+3.8%) Veteran's exemption	$312,500 Land $68,300 Building $244,200	$312,500 Land $68,300 Building $244,200
2024	$7,734.00
2023		$225,000 Land $32,900 Building $192,100	$225,000 Land $32,900 Building $192,100
2022	$8,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 E Academy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 E Academy St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20