Gloucester County and Clayton Borough property record for 115 E Academy St, Clayton, NJ 08312
| Property Type | Single Family Home |
|---|---|
| Details | 2,640 sqft · built 1952 |
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Mar 1998) |
| Tax Bill | $9,626 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01405-0000-00029 |
| Primary APN | 01-01405-0000-00029 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,640 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 226,512 sqft |
| Parking Spaces | 4 Parking Spaces |
| Old Parcel Number | 0100041D00014B |
|---|---|
| Street Address | 115 E ACADEMY ST |
| City | CLAYTON |
| State | NJ |
| Zip | 08312-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 1405 |
| Legal Lot Number | 29 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | CLAYTON |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 501501 |
115 E Academy St is owned and occupied by two individuals who bought it in March 1998.
Source: Gloucester County and Clayton Borough records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 E ACADEMY ST, CLAYTON, NJ 08312-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Commercial Mortgage NEWFIELD NATIONAL BANK |
| Jul 30, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 1998 · Amount on File |
| Deed Sale | Mar 2, 1998 · Amount on File |
| Deed Document Number | 199805832 |
| Deed Book / Page | 2851 / 236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 115 E ACADEMY ST, CLAYTON, NJ 08312-1503 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 115 E ACADEMY ST, CLAYTON, NJ 08312-1503 |
| Document Number | 0000019342 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 17584/172 |
| Instrument | 19342 |
| Name | NEWFIELD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWFIELD, NJ 08344 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 115 E ACADEMY ST, CLAYTON, NJ 08312-1503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000027934 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 15866/316 |
| Instrument | 27934 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 115 E Academy St was $9,626, up 3.8% from the year before.
Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,300 (-0.37%) Land $83,800 Building $289,500 | $373,300 (-0.37%) Land $83,800 Building $289,500 | |
| 2025 | $9,626.00 (+3.81%) | $374,700 Land $83,800 Building $290,900 | $374,700 Land $83,800 Building $290,900 |
| 2024 | $9,273.00 | ||
| 2023 | $274,300 Land $80,200 Building $194,100 | $274,300 Land $80,200 Building $194,100 | |
| 2022 | $10,963.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 E Academy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 115 E Academy St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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