123 E 12th St, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 123 E 12th St, Ship Bottom, NJ 08008 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,680 sqft · built 2025
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Feb 2021)
Tax Bill	$8,687 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`29-00087-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`29-00087-0000-00017`
Alternative APN	`290008700017`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Cape Cod
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	123 E 12TH ST
City	SHIP BOTTOM
State	NJ
Zip	08008-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60X100
Legal Subdivision	SHIP BOTTOM
Legal Block	87
Legal Lot Number	17
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	3
Census Block	3027
Census Tract	739000

Owner

Source: Ocean County and Ship Bottom Borough records · APN 29-00087-0000-00017

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17 CAMBRIDGE DR, ALLENDALE, NJ 07401-2106
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2021 · Amount on Record
Deed Sale	Feb 04, 2021 · Amount on Record
Prior Sale	Jul 14, 1999 · Amount on Record
Deed Document Number	202118150
Deed Book / Page	18296 / 1574
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 04, 2021
Property Address	123 E 12TH ST, SHIP BOTTOM, NJ 08008-4519
Document Number	0182961574
Book / Page	18296 / 1574
Instrument Date	Dec 18, 2020
Instrument	2021018150
Transaction Type	Transfer
Record Updated	Nov 04, 2025
Title Company	FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 STATE RD # RD220, RD220, TELFORD, PA 18969-1086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CAMBRIDGE DR, ALLENDALE, NJ 07401-2106

Mortgage

Document Number	2021018151
Date	Feb 04, 2021
Instrument	2021018151

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Ocean County and Ship Bottom Borough records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,968,900 (+181.27%) Land $700,000 Building $1,268,900	$1,968,900 (+181.27%) Land $700,000 Building $1,268,900
2025	$8,687.00 (-18.72%)	$700,000 (-21.08%) Land $700,000	$700,000 (-21.08%) Land $700,000
2024	$10,688.00 (+13.79%)
2023		$887,000 Land $700,000 Building $187,000	$887,000 Land $700,000 Building $187,000
2022	$9,393.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297390003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 714 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	837 units insured 123 under condo master policies
Nearby Flood Claims	581 (1978–2022)
Claims Outside the SFHA	6 of 581
Most Recent Claim	Aug 2022, rainfall accumulation
Claims By Storm	Hurricane Sandy, Nov 2012 · 442 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 62 claims Coastal Storms & Flooding, Mar 1984 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 174 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.