118 E 12th St, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 118 E 12th St, Ship Bottom, NJ 08008 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,651 sqft · built 1985
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on File
Last Sale	$1,582,500 (Sep 2024)
Tax Bill	$10,257 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2023 Transfer
Flood Zone	Zone AO (high risk)
APN	`29-00086-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`29-00086-0000-00005`
Alternative APN	`290008600005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,651 sqft Living Area
Gross Area	2,795 sqft
Basement Area	1,144 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Construction Type	Frame
Roof Material	Asbestos
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	118 E 12TH ST
City	SHIP BOTTOM
State	NJ
Zip	08008-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40X100
Legal Subdivision	BONNET BEACH SEC A
Legal Block	86
Legal Lot Number	5
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	3
Census Block	3027
Census Tract	739000

Owner

Source: Ocean County and Ship Bottom Borough records · APN 29-00086-0000-00005

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 BOXWOOD DR, MORRISTOWN, NJ 07960-4545
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Jan 18, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2024 · Amount on Record
Deed Sale	Sep 12, 2024 · Amount on Record
Deed Document Number	202467455
Deed Book / Page	19789 / 484
Prior Transfer Date	Jan 11, 2023
Prior Transfer Doc	0192771624
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Apr 01, 2026
Property Address	118 E 12TH ST, SHIP BOTTOM, NJ 08008-4518
Document Number	0000025417
Book / Page	20330 / 279
Instrument Date	Mar 30, 2026
Instrument	202625417
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	SURITY TITLE, SURETY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BOXWOOD DR, MORRISTOWN, NJ 07960-4545
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025417,
Date	Apr 01, 2026
Book Page	20330/279
Instrument	202625417

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Jan 18, 2023
Property Address	118 E 12TH ST, SHIP BOTTOM, NJ 08008-4518
Document Number	0192771624
Book / Page	19277 / 1624
Instrument Date	Jan 11, 2023
Instrument	2023004045
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 E 12TH ST, SHIP BOTTOM, NJ 08008-4518

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	118 E 12TH ST, SHIP BOTTOM, NJ 08008-4518

Tax Assessment & Valuation

Source: Ocean County and Ship Bottom Borough records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$826,500 (-) Land $560,000 Building $266,500	$826,500 (-) Land $560,000 Building $266,500
2025	$10,257.00 (+3.91%)	$826,500 (+0.89%) Land $560,000 Building $266,500	$826,500 (+0.89%) Land $560,000 Building $266,500
2024	$9,871.00 (+13.79%)
2023		$819,200 Land $560,000 Building $259,200	$819,200 Land $560,000 Building $259,200
2022	$8,675.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297390003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 714 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	837 units insured 123 under condo master policies
Nearby Flood Claims	581 (1978–2022)
Claims Outside the SFHA	6 of 581
Most Recent Claim	Aug 2022, rainfall accumulation
Claims By Storm	Hurricane Sandy, Nov 2012 · 442 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 62 claims Coastal Storms & Flooding, Mar 1984 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 174 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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