123 Coneflower Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 123 Coneflower Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,761 sqft · built 2008
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jul 2019)
Tax Bill	$4,083 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`057 202`

Property Details

APN / Parcel Number

Primary APN	`057 202`
Alternative APN	`284144`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,761 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	559 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	284144
Street Address	123 CONEFLOWER LN
City	TOCCOA
State	GA
Zip	30577-2688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT C-10 PARCEL X CURRAHEE CLUB
Legal Subdivision	CURRAHEE CLUB
Legal Lot Number	C10
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4034
Census Tract	970202

Owner

Source: Stephens County records · APN 057 202

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	123 CONEFLOWER LN, TOCCOA, GA 30577-2688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF THE PLAINS
Jun 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK VI
Jul 08, 2019	Warranty Deed, Construction Loan · Construction Mortgage BANK VI
Aug 30, 2018	Warranty Deed, Construction Loan · Line of Credit BANK VI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2019 · Amount on Record
Deed Sale	Jul 03, 2019 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	0000118351
Deed Book / Page	1183 / 51
Last Transfer Date	Jul 08, 2019
Transfer Doc	0011830051
Record Updated	Jun 08, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	123 CONEFLOWER LN, TOCCOA, GA 30577-2688
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 CONEFLOWER LN, TOCCOA, GA 30577-2688

Mortgage

Document Number	0013760000000480
Date	Aug 16, 2024
Book Page	0000001376/0000000480

Lender

Name	BANK OF THE PLAINS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2044

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	123 CONEFLOWER LN, TOCCOA, GA 30577-2688
Document Number	0012120142
Instrument Date	Jun 01, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 CONEFLOWER LN TOCCOA GA 305772688, TOCCOA, GA 30577-2688

Mortgage

Document Number	0012120142
Date	Jun 08, 2020
Book Page	001212/000142

Lender

Name	BANK VI
Type	Bank
Address	SALINA, KS 67401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 07, 2040

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 08, 2019
Property Address	123 CONEFLOWER LN, TOCCOA, GA 30577-2688
Document Number	0011830051
Book / Page	001183 / 000051
Instrument Date	Jul 03, 2019
Transaction Type	Construction Loan
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 CONEFLOWER LN TOCCOA GA 305772688, TOCCOA, GA 30577-2688

Mortgage

Document Number	11830055
Date	Jul 08, 2019
Book Page	001183/000055

Lender

Name	BANK VI
Type	Bank
Address	SALINA, KS 67402-0077

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 07, 2020

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 30, 2018
Property Address	123 CONEFLOWER LN, TOCCOA, GA 30577-2688
Document Number	0011580469
Book / Page	001158 / 000469
Instrument Date	Aug 29, 2018
Transaction Type	Construction Loan
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	123 CONEFLOWER LN TOCCOA GA 305772688, TOCCOA, GA 30577-2688

Mortgage

Document Number	11580473
Date	Aug 30, 2018
Book Page	001158/000473

Lender

Name	BANK VI
Type	Bank
Address	SALINA, KS 67401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 29, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,083.00 (-3.77%) Homeowner's exemption Senior Citizen's exemption	$217,544 (+52.62%) Land $30,640 Building $186,904	$543,860 (+52.61%) Land $76,600 Building $467,260
2023	$4,243.00 (-3.61%)	$142,544 (-3.61%) Land $30,640 Building $111,904	$356,361 (-3.61%) Land $76,600 Building $279,761
2022	$4,402.00	$147,886 Land $30,640 Building $117,246	$369,716 Land $76,600 Building $293,116

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), as of September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579702024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	1,000 / 1,000

Based on FCC filings for 26 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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