Stephens County property record for 109 Coneflower Ln, Toccoa, GA 30577 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,780 sqft · built 2008 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $407,500 (May 2026) |
| Tax Bill | $5,670 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 057 201 |
| Primary APN | 057 201 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,780 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 527 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 284143 |
|---|---|
| Street Address | 109 CONEFLOWER LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT C-9 PARCEL X CURRAHEE CLUB |
| Legal Subdivision | CURRAHEE CLUB |
| Legal Lot Number | C-9 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 970202 |
Source: Stephens County records · APN 057 201
Assessment roll updated March 12, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 CONEFLOWER LN, TOCCOA, GA 30577-2688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL |
| Aug 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK |
| Jul 15, 2021 | Warranty Deed, Transfer |
| Jul 08, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 26, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage QUICKEN LNS |
| Aug 30, 2018 | Warranty Deed, Construction Loan · Line of Credit BANK VI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Jul 15, 2021 · Amount on Record |
| Deed Book / Page | 1450 / 230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 14, 2026 |
| Property Address | 109 CONEFLOWER LN, TOCCOA, GA 30577-2688 |
| Document Number | 1450000230 |
| Book / Page | 1450 / 230 |
| Instrument Date | May 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 CONEFLOWER LN, TOCCOA, GA 30577-2688 |
| Document Number | 1450000233, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 1450/233 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 109 CONEFLOWER LN, TOCCOA, GA 30577-2688 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 109 CONEFLOWER LN, TOCCOA, GA 30577-2688 |
| Document Number | 0012640000000005 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 0000001264/0000000005 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 15, 2021 |
| Property Address | 109 CONEFLOWER LN, TOCCOA, GA 30577-2688 |
| Document Number | 0012590509 |
| Book / Page | 1259 / 509 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021-001049 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 TIMBER RIDGE TRL, TOCCOA, GA 30577-2619 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 08, 2019 |
| Property Address | 109 CONEFLOWER LN, TOCCOA, GA 30577-2688 |
| Document Number | 0011830062 |
| Book / Page | 001183 / 000062 |
| Instrument Date | Jul 03, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 109 CONEFLOWER LN TOCCOA GA 305772688, TOCCOA, GA 30577-2688 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 26, 2019 |
| Property Address | 109 CONEFLOWER LN, TOCCOA, GA 30577-2688 |
| Document Number | 0011810442 |
| Book / Page | 001181 / 000442 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 CONEFLOWER LN TOCCOA GA 305772688, TOCCOA, GA 30577-2688 |
| Document Number | 11810445 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 001181/000445 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 30, 2018 |
| Property Address | 109 CONEFLOWER LN, TOCCOA, GA 30577-2688 |
| Document Number | 0011580469 |
| Book / Page | 001158 / 000469 |
| Instrument Date | Aug 29, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $309.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 109 CONEFLOWER LN TOCCOA GA 305772688, TOCCOA, GA 30577-2688 |
| Document Number | 11580473 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 001158/000473 |
| Name | BANK VI |
|---|---|
| Type | Bank |
| Address | SALINA, KS 67401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 29, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,670.00 (+39.62%) | $206,588 (+51.43%) Land $30,640 Building $175,948 | $516,470 (+51.43%) Land $76,600 Building $439,870 |
| 2023 | $4,061.00 | $136,426 Land $30,640 Building $105,786 | $341,066 Land $76,600 Building $264,466 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 35% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,087 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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