123 Comal Peak, Bulverde, TX 78163 Property Records

Comal County property record for 123 Comal Peak, Bulverde, TX 78163

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,043 sqft · built 2007
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on File
Last Sale	$555,500 (Mar 2020)
Tax Bill	$7,327 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-0175-0184-00`

Property Details

APN / Parcel Number

Primary APN	`15-0175-0184-00`
Alternative APN	`116019`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,043 sqft Living Area
Gross Area	4,053 sqft
1st Floor Area	3,043 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	67,954 sqft
View / Lot	Hill/Valley
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	666 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	123 COMAL PEAK
City	BULVERDE
State	TX
Zip	78163-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMAL TRACE 6, LOT 197, LIFE ESTATE LIFE ESTATE
Legal Subdivision	COMAL TRACE 6
Legal Block	1
Legal Lot Number	197
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	1
Census Block	1010
Census Tract	310703

Owner

123 Comal Peak is owned and occupied by two individuals who acquired it in October 2025.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 COMAL PEAK, BULVERDE, TX 78163-3240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Transfer on Death Deed, Transfer
Oct 30, 2025	Transfer on Death Deed, Transfer
Mar 10, 2020	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Prior Sale	Mar 25, 2008 · Amount on File
Deed Document Number	20209258
Last Transfer Date	Oct 20, 2025
Transfer Doc	0000034842
Record Updated	Oct 29, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COMAL TX
Recording Date	Oct 30, 2025
Property Address	123 COMAL PEAK, BULVERDE, TX 78163-3240
Document Number	0006034843
Map Reference	VOL 14 PG 255
Instrument Date	Oct 20, 2025
Instrument	202506034843
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 COMAL PEAK, BULVERDE, TX 78163-3240

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COMAL TX
Recording Date	Oct 30, 2025
Property Address	123 COMAL PEAK, BULVERDE, TX 78163-3240
Document Number	0006034842
Map Reference	VOL 14 PG 255
Instrument Date	Oct 20, 2025
Instrument	202506034842
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 COMAL PEAK, BULVERDE, TX 78163-3240

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Mar 10, 2020
Property Address	123 COMAL PEAK, BULVERDE, TX 78163-3240
Document Number	0006009258
Map Reference	VOL 14 PG 255
Instrument Date	Mar 6, 2020
Instrument	202006009258
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	CTOT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 COMAL PEAK, BULVERDE, TX 78163-3240

Mortgage

Document Number	0006009259
Date	Mar 10, 2020
Instrument	202006009259

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 123 Comal Peak was $7,327 with exemptions applied, up 1.5% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$804,520 (+3.35%) Land $164,220 Building $640,300	$804,520 (-9.1%) Land $164,220 Building $640,300
2025	$7,327.00 (+1.45%) Homeowner's exemption Senior Citizen's exemption	$778,433 Land $164,220 Building $720,820	$885,040 Land $164,220 Building $720,820
2024	$7,222.00
2023		$867,480 Land $164,220 Building $703,260	$867,480 Land $164,220 Building $703,260
2022	$6,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Comal Peak in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	11 (1994–2015)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 5 claims Flooding 10/18/98, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Comal Peak is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GBRA LOMAS WATER CO COMAL TRACE serves 792 people · EPA ID TX0460208
Water Source	Purchased surface water from GBRA WESTERN CANYON WATER SUPPLY
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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