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123 Clayton's Bluff, Rincon, GA 31326 Property Records

Effingham County property record for 123 Clayton's Bluff, Rincon, GA 31326

Property Summary

Property TypeSingle Family Home
Details1 ba · 942 sqft · built 1977
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Tax Bill$2,656 (2025)
Deeds & MortgagesMay 2026 Mortgage
Mar 2023 Transfer
Flood ZoneZone A (high risk)
APN0471A-013-000

Property Details

APN / Parcel Number

Primary APN0471A-013-000
Alternative APNs
  • 0106A018000
  • 0471A013
  • 20598

Interior

Full Baths1 Bath
Stories1 Story
Building Area942 sqft Heated Area
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2012
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area8,712 sqft (0.2 acres)
PorchPatio
Porch Area192 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20598
Street Address123 CLAYTONS BLF
CityRINCON
StateGA
Zip31326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-1
Legal Description.20 AC LOT 13 BLK A
Legal SubdivisionHIGH BLUFF
Legal BlockA
Legal Lot Number113
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group1
Census Block1000
Census Tract30303

Owner

Source: Effingham County records · APN 0471A-013-000

Assessment roll updated December 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address227 HIGHLAND POINTE RD, SPRINGFIELD, GA 31329-5231
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage
BANK OF NEWINGTON
Mar 07, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 07, 2023
Deed SaleMar 07, 2023
Prior SaleFeb 18, 2016 · Amount on Record
Deed Document Number2023524
Deed Book / Page2835 / 484
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Recording DateMay 20, 2026
Property Address123 CLAYTONS BLF, RINCON, GA 31326
Document Number0000004412
Book / Page3045 / 1
Instrument DateMay 20, 2026
Instrument20264412
Transaction TypeMortgage
Record UpdatedJul 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 CLAYTONS BLF, RINCON, GA 31326

Mortgage

Document Number0000004412,
DateMay 20, 2026
Book Page3045/1
Instrument20264412
Lender
NameBANK OF NEWINGTON
Agreement
AmountAmount Recorded
Term12 Months
DueMay 01, 2027
Interest
Rate6.23%
Max Rate-1%

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEFFINGHAM GA
Recording DateMar 07, 2023
Property Address123 CLAYTONS BLF, RINCON, GA 31326
Document Number002835/484
Book / Page2835 / 484
Instrument DateMar 07, 2023
Instrument2023-000524
Transaction TypeTransfer
Record UpdatedApr 07, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 HIGHLAND POINTE RD, SPRINGFIELD, GA 31329-5231

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,656.00 (+26.12%)$73,644 (+21.94%) Land $4,531 Building $69,113$184,109 (+21.94%) Land $11,327 Building $172,782
2024$2,106.00 (+137.97%)$60,394 (+233.32%) Land $4,531 Building $55,863$150,984 (+233.32%) Land $11,327 Building $139,657
2022$885.00$18,119 Land $3,332 Building $14,787$45,297 Land $8,329 Building $36,968

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimFeb 2020 · other causes

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Uniti Group
DSL		200 / 20

Based on FCC filings for 70 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clayton's Bluff

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