180 Clayton's Bluff, Rincon, GA 31326 Property Records

Effingham County property record for 180 Clayton's Bluff, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$25,408 (Feb 2026)
Tax Bill	$735 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`0471A-032-000`

Property Details

APN / Parcel Number

Primary APN	`0471A-032-000`
Alternative APNs	`0106A011000` `0471A032` `20610`

Exterior

Lot Area	10,454 sqft (0.239 acres)

Location & Zoning

Account Number	20610
Old Parcel Number	0471A032
Street Address	180 CLAYTONS BLF
City	RINCON
State	GA
Zip	31326-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	.24 AC LOT 32 BLK B
Legal Subdivision	HIGH BLUFF/EBENEZER CRK
Legal Block	B
Legal Lot Number	32
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1003
Census Tract	30303

Owner

Source: Effingham County records · APN 0471A-032-000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	180 CLAYTONS BLF, RINCON, GA 31326-3636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 07, 2026	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL
Jan 05, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2026 · Amount on Record
Deed Sale	Feb 07, 2026 · Amount on Record
Prior Sale	Jan 05, 2024 · Amount on Record
Deed Document Number	0003022824
Deed Book / Page	3022 / 824
Record Updated	Jun 08, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 07, 2026
Property Address	180 CLAYTONS BLF, RINCON, GA 31326-3636
Document Number	003022/824
Book / Page	3022 / 824
Instrument Date	Jan 28, 2026
Transaction Type	Transfer
Record Updated	Mar 09, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 CLAYTONS BLF, RINCON, GA 31326-3636

Mortgage

Document Number	0003022825
Date	Feb 07, 2026
Instrument	3022/825

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2056

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 05, 2024
Property Address	180 CLAYTONS BLF, RINCON, GA 31326-3636
Document Number	0002889/21
Book / Page	2889 / 21
Instrument Date	Jan 01, 2024
Transaction Type	Transfer
Record Updated	Apr 05, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 CLAYTONS BLF, RINCON, GA 31326-3636

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$735.00 (+6.06%)	$10,163 (-) Land $6,330 Building $3,833	$25,408 (-) Land $15,825 Building $9,583
2024	$693.00 (+34.04%)	$10,163 (+86.96%) Land $6,330 Building $3,833	$25,408 (+86.95%) Land $15,825 Building $9,583
2022	$517.00	$5,436 Land $3,956 Building $1,480	$13,591 Land $9,891 Building $3,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 70 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Uniti Group DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clayton's Bluff

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