123 Chaparral St, Salinas, CA 93906 Property Records

Monterey County property record for 123 Chaparral St, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 902 sqft · built 1941
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Tax Bill	$7,215 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`003-421-006-000`

Property Details

APN / Parcel Number

Primary APN	`003-421-006-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	902 sqft Living Area
1st Floor Area	902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	123 CHAPARRAL ST
City	SALINAS
State	CA
Zip	93906-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RODEO TRACT 3 LOT 6 BLK 1
Legal Subdivision	RODEO
Legal Tract	3
Legal Block	1
Legal Lot Number	6
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1001
Census Tract	200

Owner

123 Chaparral St is owned and occupied by an individual who acquired it in October 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	123 CHAPARRAL ST, SALINAS, CA 93906-2822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CENTRAL CU
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 26, 2017	Deed of Trust, Mortgage · Line of Credit MONTEREY CU
Oct 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2015
Deed Sale	Jan 20, 2015
Prior Sale	Oct 15, 2008 · Amount on File
Deed Document Number	20152766
Last Transfer Date	Oct 5, 2020
Transfer Doc	0000056914
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	123 CHAPARRAL ST, SALINAS, CA 93906-2822
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 CHAPARRAL ST, SALINAS, CA 93906-2822
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053894
Date	Dec 30, 2022
Instrument	2022053894

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	123 CHAPARRAL ST, SALINAS, CA 93906-2822
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 CHAPARRAL ST, SALINAS, CA 93906-2822

Mortgage

Document Number	0000006790
Date	Jan 29, 2021
Instrument	2021006790

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	123 CHAPARRAL ST, SALINAS, CA 93906-2822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004603
Date	Jan 26, 2017
Instrument	2017004603

Lender

Name	MONTEREY CU
Type	Credit Union
Address	MONTEREY, CA 93940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 26, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 14, 2020
Property Address	123 CHAPARRAL ST, SALINAS, CA 93906-2822
Document Number	0000056914
Map Reference	VOL 4 PG 40
Instrument Date	Oct 5, 2020
Instrument	2020056914
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 CHAPARRAL ST, SALINAS, CA 93906-2822

Mortgage

Document Number	0000056915
Date	Oct 14, 2020
Instrument	2020056915

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 123 Chaparral St was $7,215.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$588,060 (+2%) Land $171,947 Building $416,113
2025	$7,215.00	$576,530 Land $168,576 Building $407,954
2023	$6,381.00 (+3.86%)	$554,144 Land $162,031 Building $392,113
2022	$6,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 123 Chaparral St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Chaparral St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile.

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