118 Chaparral St, Salinas, CA 93906 Property Records

Monterey County property record for 118 Chaparral St, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1941
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (May 2018)
Tax Bill	$5,850 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2022 Second Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`003-411-003-000`

Property Details

APN / Parcel Number

Primary APN	`003-411-003-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	10,200 sqft (0.234 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	118 CHAPARRAL ST
City	SALINAS
State	CA
Zip	93906-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RODEO TRACT 3 LOT 3 BLK 3
Legal Subdivision	RODEO
Legal Tract	3
Legal Block	3
Legal Lot Number	3
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2002
Census Tract	200

Owner

118 Chaparral St is owned and occupied by an individual who acquired it in October 2019.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	118 CHAPARRAL ST, SALINAS, CA 93906-2823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Aug 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage STERLING BANK & TRUST FSB
Aug 10, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage STERLING BANK & TRUST FSB
May 22, 2018	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Sep 28, 2011 · Amount on File
Deed Document Number	201822520
Last Transfer Date	Oct 17, 2019
Transfer Doc	0000049866
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	118 CHAPARRAL ST, SALINAS, CA 93906-2823
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CHAPARRAL ST, SALINAS, CA 93906-2823
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026626
Date	Apr 13, 2021
Instrument	2021026626

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	118 CHAPARRAL ST, SALINAS, CA 93906-2823
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CHAPARRAL ST, SALINAS, CA 93906-2823
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036104
Date	Aug 31, 2022
Instrument	2022036104

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	118 CHAPARRAL ST, SALINAS, CA 93906-2823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025397
Date	May 29, 2020
Instrument	2020025397

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	118 CHAPARRAL ST, SALINAS, CA 93906-2823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039873
Date	Aug 10, 2020
Instrument	2020039873

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 23, 2019
Property Address	118 CHAPARRAL ST, SALINAS, CA 93906-2823
Document Number	0000049866
Map Reference	VOL 4 PG 40
Instrument Date	Oct 17, 2019
Instrument	2019049866
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CHAPARRAL ST, SALINAS, CA 93906-2823

Mortgage

Document Number	0000049867
Date	Oct 23, 2019
Instrument	2019049867

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 22, 2018
Property Address	118 CHAPARRAL ST, SALINAS, CA 93906-2823
Document Number	0000022520
Map Reference	MB4 PG40
Instrument Date	May 14, 2018
Instrument	2018022520
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CHAPARRAL ST, SALINAS, CA 93906-2823

Mortgage

Document Number	0000022521
Date	May 22, 2018
Instrument	2018022521

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 118 Chaparral St was $5,850.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,834 (+2%) Land $232,114 Building $243,720
2025	$5,850.00	$466,505 Land $227,563 Building $238,942
2023	$5,175.00 (+3.87%)	$448,391 Land $218,727 Building $229,664
2022	$4,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 118 Chaparral St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Chaparral St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile.

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