123 Carnoustie Dr, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 123 Carnoustie Dr, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,755 sqft · built 2017
Lot Size	0.193 acres (8,389 sqft)
Owner	2 Company Names on Record
Last Sale	$2,750,000 (Sep 2020)
Tax Bill	$33,032 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-600-290`

Property Details

APN / Parcel Number

Primary APN	`066-600-290`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,755 sqft Living Area
Gross Area	4,235 sqft
1st Floor Area	2,200 sqft
2nd Floor Area	1,555 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	8,389 sqft (0.193 acres)
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	123 CARNOUSTIE DR
City	HALF MOON BAY
State	CA
Zip	94019-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 CARNOUSTIE SUB RSM 137/1-7
Legal Subdivision	CARNOUSTIE SUB
Legal Lot Number	29
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2000
Census Tract	613701

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	123 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 21, 2017	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	202094227
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 11, 2020
Property Address	123 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900
Document Number	0000094227
Map Reference	MB 137 PG 1-7
Instrument Date	Sep 1, 2020
Instrument	2020-094227
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	123 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900

Mortgage

Document Number	0000094228
Date	Sep 11, 2020
Instrument	2020-094228

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	123 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900
Document Number	0000074373
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 CARNOUSTIE DR HALF MOON BAY CA 940197900, HALF MOON BAY, CA 94019-7900

Mortgage

Document Number	0000074373
Date	Sep 12, 2019
Instrument	74373

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 21, 2017
Property Address	123 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900
Document Number	0000114790
Map Reference	MB137 PG1-7
Instrument Date	Dec 14, 2017
Instrument	2017-114790
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	123 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900

Mortgage

Document Number	0000114791
Date	Dec 21, 2017
Instrument	2017-114791

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,036,219 (+12.45%) Land $1,021,273 Building $2,014,946
2025	$33,032.00 (+0.75%) Homeowner's exemption	$2,700,000 (-5.63%) Land $908,000 Building $1,792,000
2023	$32,786.00 (+1.77%) Homeowner's exemption	$2,861,100 Land $962,370 Building $1,898,730	$2,373,480
2022	$32,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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