118 Carnoustie Dr, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 118 Carnoustie Dr, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,388 sqft · built 2016
Lot Size	0.169 acres (7,350 sqft)
Owner	2 Company Names on Record
Last Sale	$2,450,000 (Oct 2022)
Tax Bill	$31,280 (2025)
Deeds & Mortgages	Nov 2022 Transfer Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066-600-100`

Property Details

APN / Parcel Number

Primary APN	`066-600-100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,388 sqft Living Area
Gross Area	3,924 sqft
1st Floor Area	1,800 sqft
2nd Floor Area	1,588 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	7,350 sqft (0.169 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	118 CARNOUSTIE DR
City	HALF MOON BAY
State	CA
Zip	94019-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 CARNOUSTIE SUB RSM 137/1-7
Legal Subdivision	CARNOUSTIE SUB
Legal Lot Number	10
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2006
Census Tract	613701

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	118 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Intrafamily Transfer, Transfer
Oct 31, 2022	Grant Deed, Transfer · Conventional Mortgage STAR ONE CU
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 12, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Sep 12, 2017 · Amount on Record
Deed Document Number	202276430
Last Transfer Date	Nov 7, 2022
Transfer Doc	0000079158
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Nov 15, 2022
Property Address	118 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900
Document Number	0000079158
Map Reference	MB 76 PG 9-16
Instrument Date	Nov 7, 2022
Instrument	2022-079158
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	118 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 31, 2022
Property Address	118 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900
Document Number	0000076430
Map Reference	MB 137 PG 1-7
Instrument Date	Oct 6, 2022
Instrument	2022-076430
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	118 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900

Mortgage

Document Number	0000076431
Date	Oct 31, 2022
Instrument	2022-076431

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 1, 2027
Change Frequency	4 Years
Min Rate At Change	2.5%
Max Rate At Change	6.37%
Index	5-Year TN
Max Rate	9.37%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	118 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900

Mortgage

Document Number	0000122705
Date	Nov 4, 2020
Instrument	2020-122705

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 12, 2017
Property Address	118 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900
Document Number	0000079673
Map Reference	MAP76 PG9-16
Instrument Date	Aug 28, 2017
Instrument	2017-079673
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	118 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900

Mortgage

Document Number	0000079674
Date	Sep 12, 2017
Instrument	2017-079674

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,599,959 (+2%) Land $795,906 Building $1,804,053
2025	$31,280.00 (+10.57%) Homeowner's exemption	$2,548,980 (+4.04%) Land $780,300 Building $1,768,680
2023	$28,291.00 (+22.57%) Homeowner's exemption	$2,450,000 Land $750,000 Building $1,700,000	$2,140,200
2022	$23,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Carnoustie Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures